Loan Assistant

State Bank of Southern Utah•Fillmore, UT

1d•Onsite

About The Position

Join State Bank of Southern Utah as a Loan Assistant and play a critical role in helping customers achieve their financial goals. In this position, you'll work closely with loan officers, loan processors, and customers throughout the lending process. From preparing loan documentation and coordinating closings to answering customer questions and maintaining accurate records, you'll be a trusted resource who helps keep lending operations running smoothly. If you enjoy a friendly and professional environment, take pride in delivering excellent customer service, and want to build your career with a community-focused bank, we'd love to hear from you. This is an on-site position located in our Fillmore branch. Remote work is not available.

Requirements

High school diploma or equivalent.
Must be at least 18 years of age.
Ability to pass a credit and background check.

Nice To Haves

1+ year of experience in lending, banking, mortgage, escrow, title, or a related financial services environment.
Experience with loan documentation and closing processes.
Understanding of lending regulations and banking policies.
Basic knowledge of credit analysis and financial statements.
Associate degree or equivalent combination of education and experience.
Strong organizational and multitasking abilities.
Excellent customer service and communication skills.
Sound judgment and attention to detail.
Ability to safeguard confidential information.
Comfort learning and using banking software and systems.
Ability to work independently while collaborating effectively with others.
Strong problem-solving and time-management skills.

Responsibilities

Support loan officers and loan processors with loan applications, renewals, and documentation.
Review borrower files and verify required information and supporting documents.
Communicate with customers regarding loan status, documentation needs, and general inquiries.
Coordinate loan signings and closings while ensuring compliance with applicable regulations.
Order and track appraisals, environmental reports, title work, flood certifications, insurance documentation, and other required reports.
Review and manage documentation including credit reports, financial statements, UCC filings, vehicle titles, and collateral records.
Prepare loans for boarding and processing.
Process loan payments, advances, fees, and related transactions.
Maintain loan and collateral files, scan and archive documents, and ensure records remain accurate and complete.
Prepare correspondence for customers and outside agencies.
Perform loan maintenance activities within bank systems.
Stay current on lending regulations, policies, and procedures.
Assist with general branch support, including answering phones, greeting customers, and maintaining files.