Loan Assistant

DELTA BANK•Natchez, MS

11d•Onsite

About The Position

Lender in all areas of loan production. Develop relationships with customers in order to handle routine tasks, loan requests and anticipate their loan needs. Consult with applicants to determine nature of loan request and determine what steps will be required to complete the request. Obtain information related to the loan process including ordering credit reports, facilitating requests for appraisals, flood certifications, ordering title opinions, UCC searches, environmental reports, insurance information, Secretary of State filings etc., and communicate with those parties as needed. Assist in preparing loan presentations (both for officer limits and for submission to appropriate levels of authority), closing loans and packaging loans to be sent to the Note Department for processing. Provide administrative support such as filing, copying, scanning, organizing files, keying in data for tracking, typing letters, etc. Monitor Reports on TEJ weekly. Upload Insurance Documents 1099 log for attorney fees maintained Process Loans in House (unsecured, CD loans for consumer & business) Meet with lenders daily for job assignments and follow-up of previous assignments. Assist in compliance with the bank’s loan policy along with Federal and State lending regulations. Any and all other duties or special projects as assigned. The responsibilities and duties of this position are subject to change without prior notice as the needs and/or circumstances of the bank change.

Requirements

Detailed oriented/organized.
Ability to multitask and follow-up timely with minimum supervision.
Ability to prioritize daily work flows.
Proficient in Microsoft Word and Microsoft Excel.
Customer service oriented.
Excellent communications skills, written and verbal.
Perform well while meeting deadlines in a fast-past environment.

Responsibilities

Handle routine tasks, loan requests and anticipate customer loan needs.
Consult with applicants to determine the nature of loan requests and required steps.
Obtain information for the loan process, including ordering credit reports, appraisals, flood certifications, title opinions, UCC searches, environmental reports, insurance information, and Secretary of State filings.
Communicate with relevant parties involved in the loan process.
Assist in preparing loan presentations for officer limits and for submission to appropriate authorities.
Assist in closing loans and packaging loans for the Note Department.
Provide administrative support including filing, copying, scanning, organizing files, data entry, and typing letters.
Monitor Reports on TEJ weekly.
Upload Insurance Documents.
Maintain 1099 log for attorney fees.
Process Loans in House (unsecured, CD loans for consumer & business).
Meet with lenders daily for job assignments and follow-up.
Assist in compliance with the bank’s loan policy and Federal and State lending regulations.
Perform any other duties or special projects as assigned.