Loan Analyst

Goldschmitt and Associates•,

9d•$70,000 - $79,000•Remote

About The Position

The Loan Analyst provides oversight, guidance, and advanced expertise in managing the institution’s Federal Perkins Loan portfolio. In addition to performing complex financial analyses, this role leads the day to day activities of staff responsible for borrower account reviews, adjustments, reconciliations, and compliance tasks. The Loan Analyst ensures the accuracy and financial integrity of the portfolio, monitors workload distribution, and supports high‑quality service delivery to meet institutional and federal compliance requirements. This position requires strong analytical skills, deep knowledge of loan accounting principles, the ability to interpret Perkins Program regulations, and the leadership capacity to guide team members, oversee quality, and support operational decision‑making. This position is remote.

Requirements

Knowledge and understanding of the Telephone Consumer Protection Act and Consumer Financial Protection Bureau, its related regulations, and the state laws and regulations
Ability to create presentations and provide training to staff regarding performance
Ability to audit and review and reconcile loan balances and payments
Capable of leading a team and coaching a team
Detailed-oriented and ability to multi-task
Excellent written, verbal, and interpersonal communication skills
Proficient knowledge of Microsoft Office applications, specifically Excel
Ability to read, write, and speak fluent English
Excellent presentation and facilitations skills
Demonstrated ability to communicate effectively within all levels of the organization
Ability to adjust quickly to changing business needs
Possess at least 2 years of related experience
Possess at least 1 year of experience leading and coaching a team
Possess a high school diploma or similar certification, such as the GED
Possess the ability to pass and maintain eligibility for a 6C Level Public Trust investigation with the Department of Education

Nice To Haves

Possess a bachelor’s degree in accounting, Finance, or a related field, or possess an equivalent amount of experience and/or education
Possess at least 5 years of experience in administrative support leadership role directing and managing teams on the student loan servicing contract or possess at least 5 years of experience executing operational accounting tasks on a student loan servicing contract
Possess at least 5 years of financial accounting/reporting and reconciliation experience
Possess at least 2 years of experience responding to audits, reviews, and detailing the reconciliation of loan balances and payments
Possess demonstrated strength in operational and financial analysis using manual and computerized methods
Possess knowledge of systems and practices is commonly utilized in the occupation of a financial services organization

Responsibilities

Analyze and maintain borrower accounts within the Perkins Loan portfolio
Review payment activity, interest accrual, deferment, forbearance, cancellation, and default status
Investigate and resolve account discrepancies, misapplied payments, and balance inconsistencies
Coordinate account updates with third-party servicers and collection agencies
Experience managing contract modification activities, change requests, and deliverable updates
Perform monthly and quarterly reconciliation of the Perkins Loan servicing system to the institution’s general ledger and revolving fund
Prepare portfolio reports including: Outstanding principal and interest, Delinquency and default aging, Cash activity and collections, Cancellation and rehabilitation activity
Support year-end financial reporting and audit preparation
Assist with audit and other regulatory reviews
Ensure compliance with Federal Perkins Loan Program regulations and institutional policies
Monitor due diligence requirements for billing, collections, and default prevention
Maintain audit-ready documentation for account adjustments and reporting
Identify compliance risks and recommend corrective actions
Analyze portfolio trends and identify areas for operational improvement
Develop tracking tools and reports to enhance oversight and decision-making
Support system upgrades, data validation, and servicing transitions as needed