Litigation Adjuster - Bodily Injury and Property Damage

United Auto Insurance•Miami, FL

1d•Remote

About The Position

United Automobile Insurance Company is seeking a Litigation Adjuster to handle, investigate, evaluate, and resolve litigated auto liability claims, including attorney-represented property damage and bodily injury claims. The role focuses primarily on property damage, with bodily injury exposure also relevant, and requires technical claim-handling, litigation-management, and negotiation skills to achieve timely, cost-effective resolutions while complying with state regulations. The position is remote and may be performed from the employee’s preferred location within the Southeast region. The ideal candidate has at least three years of progressive litigation claims-handling experience and can independently manage a caseload with minimal supervision. A bachelor’s degree in a related field or an equivalent combination of education and experience is required, as is an adjuster license. Bilingual ability is preferred.

Requirements

At least 3 years of experience handling automobile liability claims, with demonstrated experience in litigated property damage and/or bodily injury claims.
Strong hands-on experience managing complex property damage claims, including total losses, evaluations, and third-party liability.
Experience handling attorney-represented, escalated, or disputed claims, including active litigation files.
Understanding of coverage analysis, liability determination, negligence principles, and damages assessment.
Ability to independently manage a litigated or high-exposure bodily injury/property damage caseload while complying with internal guidelines and regulatory requirements.
Demonstrated negotiation, settlement, and conflict-resolution skills, including experience negotiating with attorneys.
Excellent written and verbal communication skills, including the ability to draft clear claim notes, position letters, and settlement documentation.
Active adjuster license in Florida and/or Texas; an adjuster license is required.
Strong organizational and time-management skills, with the ability to prioritize in a fast-paced environment.
Bachelor’s degree in a related field, or equivalent combination of education and experience.

Nice To Haves

Direct experience handling litigated third-party property damage and bodily injury claims, including soft tissue injuries, complex injuries, and exposure analysis.
Prior litigation claims-handling experience working with defense counsel, discovery, evaluations, and settlement-authority recommendations.
Familiarity with the non-standard auto insurance environment.
Experience with Guidewire or similar claims-management systems.
Experience participating in mediations, arbitrations, or settlement conferences.
Knowledge of state-specific statutes, thresholds, and tort environments, especially Florida and/or Texas.
Bilingual ability.

Responsibilities

Manage a pending of litigated auto liability claims from assignment through resolution.
Investigate and evaluate coverage, liability, damages, and exposure.
Handle attorney-represented claims, including demands, discovery, and negotiations.
Evaluate and adjust property damage claims, with bodily injury claims also within the role’s scope.
Partner with defense counsel to develop litigation strategy and monitor case progress.
Attend mediations, settlement conferences, and trials as needed.
Set and manage accurate reserves based on claim evaluation.
Review medical records, repair estimates, and expert reports to assess damages.
Ensure compliance with Florida and Texas claims-handling regulations.
Negotiate settlements within authority and escalate high-exposure claims appropriately.
Maintain detailed file documentation in accordance with company and regulatory standards.
Collaborate with SIU, underwriting, and subrogation teams when applicable.