About The Position

Merchants Insurance Group is seeking a Litigation Adjuster – NY Labor Law and Property Specialist to join their Claims Legal Team in Melville, New York. This role focuses on New York Labor Law and third-party property damage claims, involving extensive interaction with internal colleagues, policyholders, agents, attorneys, and various claim-related service providers. The company is a leading Property and Casualty Insurer in the Northeast, recognized for its strong financial rating and as a Best Place to Work.

Requirements

  • A 4-year degree or equivalent work-related experience.
  • A minimum of 5 years’ experience handling New York Labor Law and third-party property damage claims.
  • Ability to oversee and manage defense counsel, select and retain appropriate experts and develop appropriate resolution strategies.
  • Exceptional organization, negotiation, verbal and written communication skills are required.

Nice To Haves

  • Candidates with a JD and insurance defense experience looking for a new career path are encouraged to apply.
  • Professional designations or working towards industry specific designations are a plus.

Responsibilities

  • Cultivating relationships with claims and other internal staff, policyholders, attorneys, agents and a variety of service providers and experts all while working towards achieving the most optimal outcomes for Merchants and our policyholders.
  • Providing a high level of customer service while managing a portfolio of complex and high exposure litigated claims involving complex liability and damage issues.
  • Evaluating coverage by interpreting/applying policy language to claim facts and preparing appropriate and timely coverage position letters.
  • Conducting and directing timely and quality claim investigation, evaluation and equitable settlement of all assigned claims.
  • Ensuring timely and accurate reserves consistent with established reserving philosophy and practices.
  • Negotiating fair and equitable settlements directly with attorneys.
  • Identifying risk transfer opportunities through trade contracts and/or applicable law.

Benefits

  • Welcoming and positive work environment.
  • Colleague Appreciation events.
  • Flexible work arrangements, including flex scheduling and summer hours.
  • Hybrid work schedule.
  • Competitive pay scale.
  • Company bonus program.
  • Generous paid time off package.
  • Health, Dental, Vision, Life Insurance, Short Term Disability.
  • 401(k) employer match amount is 100% up to 6% of your annual contributions.
  • Tuition Reimbursement.
  • And many more exciting company benefits!!
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