Liquidity Strategy Analyst (Mid-Level) – Liquidity Stress Testing

USAA•San Antonio, TX

2d•$77,120 - $147,390•Hybrid

About The Position

As a dedicated Liquidity Strategy Analyst, you will develop, implement, and monitor liquidity management strategies at enterprise and line-of-business levels, primarily focusing on banking. You will use knowledge of the enterprise, financial services industry, regulatory and rating agency requirements, risk management, and financial planning to support USAA’s ongoing financial strength. You will analyze and support complex liquidity and financial initiatives and the implementation of business solutions. You will also prepare liquidity analyses and reports for governance committees, senior management, regulatory agencies, and the USAA Board of Directors. All activities must comply with applicable regulatory requirements, policies, and procedures. The position requires working in the office four days per week and may be based in San Antonio, Texas; Plano, Texas; or Charlotte, North Carolina. Relocation assistance is not available.

Requirements

Bachelor’s degree, or four years of relevant education and/or experience.
Four years of related experience in Finance, Risk Management, Treasury, Capital and Liquidity Management, and/or Accounting.
Proficient knowledge of Microsoft Office products, including Excel.
Ability to influence effectively and build cross-functional relationships with employees at various organizational levels.
Strong written and verbal communication skills, including the ability to create and present executive-level presentations.
Ability to work effectively with internal and external partners.

Nice To Haves

US military experience gained through military service or as a military spouse/domestic partner.
Experience in Liquidity Management and/or Liquidity Stress Testing in the financial services industry, specifically banking.
Financial modeling or scenario design experience.
Chartered Financial Analyst (CFA) designation.
Master’s degree in business, Finance, Mathematics, or another related field.

Responsibilities

Develop, implement, and monitor enterprise- and line-of-business-level liquidity management strategies, primarily for banking.
Support strategies, tools, and methodologies to model, measure, monitor, and assess capital and liquidity adequacy across the enterprise, including insurance, investment, and banking subsidiaries.
Execute liquidity stress testing, including scenario design, modeling, results analysis, and contingency planning.
Prepare liquidity policies and comprehensive contingency funding plans.
Support balance sheet analysis integrating capital, liquidity, cash, and investment strategies.
Contribute recommendations to support efficient deployment of liquidity across enterprise lines of business and meet regulatory, rating agency, and internal management objectives.
Analyze and support efficient management of cash positions for the enterprise and its insurance, investment, and banking lines of business.
Advise key stakeholders on liquidity management issues in accordance with industry best practices.
Analyze risks and provide recommendations to senior analysts and management for governance committee submission when a risk tolerance is exceeded.
Contribute to Treasury initiatives for bank and enterprise stress test planning and execution.
Evaluate stress scenario results and establish contingency plans.
Analyze stress scenario impacts on USAA Consolidated, P&C, Bank, and Life Contingency Funding Plans and associated liquidity metrics.
Contribute to preparation of liquidity plans, metrics, analyses, and reports for governance committees, senior management, regulatory bodies, and the USAA Board of Directors.
Support daily cash and liquidity reporting requirements as a primary contributor.
Ensure risks associated with business activities are identified, measured, monitored, and controlled in accordance with risk and compliance policies and procedures.