Liquidity Strategy Analyst (Mid-Level) – Liquidity Stress Testing

USAA•San Antonio, NC

1d•Hybrid

About The Position

The Liquidity Strategy Analyst develops, implements, and monitors liquidity management strategies at the enterprise and line-of-business levels, primarily supporting banking. The role applies knowledge of the enterprise, financial services industry, regulatory and rating agency requirements, risk management, and financial planning to support USAA’s financial strength. It provides analysis and execution support for complex liquidity and financial initiatives and business solutions, and prepares liquidity analyses and reports for governance committees, senior management, regulators, and the USAA Board of Directors. Work must comply with applicable regulatory requirements, policies, and procedures. The position supports enterprise capital and liquidity adequacy modeling, measurement, monitoring, and assessment across insurance, investment, and banking subsidiaries. It executes liquidity stress testing, including scenario design, modeling, results analysis, and contingency planning; contributes to balance sheet analysis and liquidity deployment recommendations; and supports cash-position management. The analyst advises stakeholders on liquidity management, evaluates stress scenarios and contingency plans, contributes to Treasury stress-test initiatives, and analyzes impacts to USAA contingency funding plans and liquidity metrics. The role is also a key contributor to liquidity plans, metrics, analyses, and reporting, including daily cash and liquidity reporting, and helps ensure business risks are identified, measured, monitored, and controlled. The work environment is flexible, with four days per week in the office. The role may be based in San Antonio, Texas; Plano, Texas; or Charlotte, North Carolina. Relocation assistance is not available.

Requirements

Bachelor’s degree, or four years of relevant education and/or experience.
Four years of related experience in Finance, Risk Management, Treasury, Capital and Liquidity Management, and/or Accounting.
Proficient knowledge of Microsoft Office products, including Excel.
Ability to influence effectively and build cross-functional relationships with employees at various organizational levels.
Strong written and verbal communication skills, including the ability to create and present executive-level presentations.
Ability to work effectively with internal and external partners.

Nice To Haves

US military experience gained through military service or as a military spouse or domestic partner.
Experience in liquidity management and/or liquidity stress testing within the financial services industry, specifically banking.
Financial modeling or scenario design experience.
Chartered Financial Analyst (CFA) designation.
Master’s degree in business, Finance, Mathematics, or another related field.

Responsibilities

Produce complex work deliverables supporting strategies, tools, and methodologies to model, measure, monitor, and assess enterprise capital and liquidity adequacy across insurance, investment, and banking subsidiaries.
Execute liquidity stress testing, including scenario design, modeling, analysis of results, and contingency planning.
Prepare liquidity policies and comprehensive contingency funding plans.
Support balance sheet analysis integrating capital, liquidity, cash, and investment strategies.
Contribute deliverables and recommendations to support efficient enterprise liquidity deployment across insurance, investment, and banking lines of business, while meeting regulatory, rating agency, and internal management objectives.
Analyze and support efficient management of cash positions for the enterprise and its insurance, investment, and banking lines of business.
Advise key stakeholders on liquidity management issues in accordance with industry best practices.
Analyze and recommend actions to senior analysts and management when risk tolerances are exceeded, for submission to governance committees.
Contribute to Treasury initiatives involving bank and enterprise stress-test planning and execution.
Evaluate stress scenario results and the establishment of contingency plans.
Analyze stress scenario impacts to USAA Consolidated, P&C, Bank, and Life Contingency Funding Plans and associated liquidity metrics.
Contribute to liquidity plans, metrics, analyses, and reports for governance committees, senior management, regulatory bodies, and the USAA Board of Directors.
Contribute to meeting daily cash and liquidity reporting requirements.
Ensure risks associated with business activities are identified, measured, monitored, and controlled in accordance with risk and compliance policies and procedures.