Life Insurance Specialist - Charleston, SC

AAA-The Auto Club Group•Summerville, SC

9d•$75,000 - $100,000•Onsite

About The Position

The Life Insurance Specialist drives growth by building relationships, developing leads, and helping members protect their futures through life, health, annuity, membership, and financial services products. The role combines consultative sales, product knowledge, and customer service to identify customer needs, close sales, achieve production goals, and collaborate with branch partners to increase referrals, cross-selling, and member satisfaction. The position is based primarily in an ACG branch office in Charleston, South Carolina, and is scheduled Monday through Friday, 8:30 a.m. to 5:30 p.m. It is full-time, hourly, and non-exempt. The role may require irregular hours, including evenings and weekends, and limited travel to community events. Compensation includes a guaranteed annual base pay of $25,000, commissions, and stated average earnings of $75,000–$100,000. The posting also offers a $2,500 sign-on bonus, paid in installments after 30 and 90 days of employment. Benefits include medical, prescription, dental, vision, disability and life insurance coverage; retirement and savings plans; paid time off and holidays; paid leave programs; tuition assistance and professional certification reimbursement; and additional programs and perks.

Requirements

Active, valid state life license.
Ability to take and pass LUTC or CLU coursework.
Maintain the life and health licenses required to sell products.
Valid state driver's license.
Qualify for, obtain, and maintain all applicable state licenses and appointments required to sell and/or service Auto Club Group Membership products.
High school diploma or equivalent.
At least 2 years of experience with a proven record of successfully soliciting and selling life insurance products.
Experience selling intangible products.

Responsibilities

Solicit and sell life and health insurance and annuity products, primarily within an ACG branch, under minimal supervision.
Develop leads and prospects for new accounts through calls, mailings, referrals, networking, website inquiries, and seminars.
Prepare proposals and close sales of life, health, annuity, membership, and financial services products.
Achieve established sales goals.
Maintain knowledge of product features, marketing techniques, and sales techniques, and use sound sales practices.
Respond to customer inquiries and problems.
Build sales opportunities through customer engagement and follow-up.
Complete applications and forms and follow internal processing procedures to ensure transactions comply with company policies and practices.
Prepare reports documenting prospecting and sales activities.
Maintain specified production standards and persistency levels for required products.
Collaborate with branch colleagues to reach business goals and maximize leads, sales, and cross-selling opportunities.
Assist Underwriting and Brokerage Departments in satisfying requirements.

Benefits

$2,500 sign-on bonus, paid as $1,000 after 30 days and $1,500 after 90 days of employment.
Guaranteed annual base pay of $25,000 plus commissions; stated average earnings of $75,000–$100,000 and unlimited income potential.
Medical plans with multiple coverage options, including HSA eligibility, and prescription drug coverage.
Dental and vision benefits.
Employee Assistance Program.
Company-paid basic life insurance and optional supplemental life insurance and dependent coverage.
Short-term and long-term disability coverage.
Critical illness, accident, and pet insurance options.
401(k) plan, including company matching and additional company contributions, subject to eligibility and vesting terms.
Health Savings Account and Flexible Spending Account options.
Accrual-based paid time off, with eligibility after 90 days of employment.
Paid holidays, mental health day, floating holidays, and volunteer day, subject to employee eligibility and schedules.
Paid parental, bereavement, jury duty, and military leave.
Tuition assistance of up to $5,250 annually, with 80% covered by ACG.
100% reimbursement for eligible professional certification programs.
Career development and advancement opportunities.
Complimentary AAA membership with roadside assistance and travel discounts.
Adoption assistance program.