Licensed Producer - Personal and Commercial Lines

OneDigital Northeast•Waterbury, CT

4d•$50,000 - $55,000•Hybrid

About The Position

Montagno Insurance Agency is seeking a Licensed Producer with experience in both Personal and Commercial lines. You will serve as a trusted point of contact for an established book of business while actively pursuing new client relationships to drive organic growth. If you're a skilled communicator who excels at both client service and proactive sales, we want to hear from you.

Requirements

Active Property & Casualty License required (Life & Health a plus)
Minimum 2–3 years of experience in Personal Lines servicing and/or production preferred
Demonstrated experience in Commercial Lines (quoting, servicing, and/or sales) strongly preferred
Familiarity with agency management systems (e.g., Hawksoft)
Strong knowledge of Personal and Commercial Lines products, markets, coverages, rating procedures, and underwriting guidelines
Ability to communicate clearly — verbally and in writing — with clients, carriers, and colleagues, including explaining complex coverage in plain language
Strong organizational skills with the ability to manage multiple priorities accurately and efficiently
Ability to generate new business, retain existing accounts, and close sales
Self-motivated, goal-oriented, and comfortable working in a fast-paced, team environment

Nice To Haves

Established book of business or client relationships to bring to the agency is a plus

Responsibilities

Serve as the primary service contact for an existing book of Personal and Commercial Lines clients
Process policy changes, endorsements, renewals, cancellations, and reinstatements accurately and timely
Respond promptly to client requests via phone, email, and mail; maintain accurate electronic files per agency standards
Conduct annual coverage reviews; round out accounts where gaps exist and collaborate with CSAs to upgrade coverage as appropriate
Verify accuracy of policy documents, direct-bill cancellation notices, and audit amounts; take appropriate corrective action
Assist clients with first reports of claims; coordinate with carriers and follow up through resolution
Prepare and deliver binders, summaries of insurance, schedules, and renewal proposals; educate clients on payment and cancellation procedures
Prospect, quote, and sell new Personal and Commercial Lines accounts; pre-qualify prospects, design coverage solutions, and deliver compelling proposals
Complete and submit applications and related documentation to appropriate markets
Maintain a client/prospect list and actively seek referrals at every interaction
Retain assigned accounts at renewal; remarket proactively as needed to ensure profitability for the agency and carrier partners
Recommend loss control programs to clients where appropriate
Participate in sales meetings, agency planning sessions, and carrier training
Stay current on industry trends, products, coverages, and technology; maintain a continuous improvement plan for technical and sales skills
Perform other duties as assigned