Licensed Producer - Personal and Commercial Lines

Montagno Insurance Agency•Waterbury, CT

14d•$50,000 - $55,000•Hybrid

About The Position

Montagno Insurance Agency is seeking a Licensed Producer with experience in Personal and/or Commercial Lines. You will serve as a trusted point of contact for an established book of business while actively pursuing new client relationships to drive organic growth. If you are a skilled communicator who enjoys both client service and proactive sales — we want to hear from you! Montagno Insurance Agency, Inc. is a Connecticut-based, independent all-lines insurance agency proudly serving the Waterbury area since 1964. With a team boasting nearly 100 combined years of experience, we specialize in Personal and Commercial lines, offering tailored coverage solutions that protect the families, assets, and businesses of our clients. Known for our commitment to personalized service and trusted client relationships, Montagno has been recognized as a multiple-time winner of the Waterbury Observer's Best Insurance Agency Award. Our goal is simple: to provide clients with the confidence that they and their property are fully protected. Montagno Insurance Agency is an equal opportunity employer, dedicated to building an inclusive and diverse workforce.

Requirements

Active Property & Casualty License
2+ years of insurance experience
Clear written and verbal communication skills, including the ability to explain complex coverage in plain language
Strong organizational skills with the ability to manage multiple priorities accurately and efficiently
Demonstrated ability to generate new business, retain existing accounts, and close sales
Self-motivated, goal-oriented, and comfortable working in a fast-paced team environment

Nice To Haves

Commercial Lines experience
Familiarity with Hawksoft or similar agency management systems
Established carrier or client relationships
Strong knowledge of Personal and Commercial Lines products, markets, coverages, rating procedures, and underwriting guidelines

Responsibilities

Serve as the primary service contact for an existing book of Personal and Commercial Lines clients.
Process policy changes, endorsements, renewals, cancellations, and reinstatements accurately and timely.
Respond promptly to client requests via phone, email, and mail; maintain accurate electronic files per agency standards.
Conduct annual coverage reviews; round out accounts where gaps exist and collaborate with CSAs to upgrade coverage as appropriate.
Verify accuracy of policy documents, direct-bill cancellation notices, and audit amounts; take appropriate corrective action.
Assist clients with first reports of claims; coordinate with carriers and follow up through resolution.
Prepare and deliver binders, summaries of insurance, schedules, and renewal proposals; educate clients on payment and cancellation procedures.
Prospect, quote, and sell new Personal and Commercial Lines accounts; pre-qualify prospects, design coverage solutions, and deliver compelling proposals.
Complete and submit applications and related documentation to appropriate markets.
Maintain a client/prospect list and actively seek referrals at every interaction.
Retain assigned accounts at renewal; remarket proactively as needed to ensure profitability for the agency and carrier partners.
Recommend loss control programs to clients where appropriate.
Participate in sales meetings, agency planning sessions, and carrier training.
Stay current on industry trends, products, coverages, and technology; maintain a continuous improvement plan for technical and sales skills.
Perform other duties as assigned.