About The Position

Here at Lower, we believe homeownership is the key to building wealth, and we’re making it easier and more accessible than ever. As a mission-driven fintech, we simplify the home-buying process through cutting-edge technology and a seamless customer experience. With tens of billions in funded home loans and top ratings on Trustpilot (4.8), Google (4.9), and Zillow (4.9), we’re a leader in the industry. But what truly sets us apart? Our people. Join us and be part of something bigger. Ready to take your mortgage career to the next level? If you're already thriving in a direct-to-consumer lending environment, you know the formula: high-quality leads, fast tech, and a company that backs you with real support. At Lower, we’ve perfected that model - and we’re looking for licensed loan officers who want to close more deals, earn more, and make a bigger impact.

Requirements

  • You hold an active NMLS license and have 1+ year of experience and proven success originating loans in a consumer-direct model.
  • You’re a closer - driven by performance, motivated by compensation, and wired for results.
  • You thrive in a fast-paced, tech-enabled environment and know how to manage a high-volume pipeline.
  • You’re passionate about helping people make smart financial decisions and delivering a 5-star experience.
  • You have experience using Encompass.

Responsibilities

  • Work high-intent inbound leads - no cold calling, just real conversations with ready-to-act borrowers.
  • Connect via phone, text, and email to guide prospects through the loan process with clarity and confidence.
  • Educate and advise borrowers on products that fit their goals - whether it’s purchase, refi, or cash-out.
  • Analyze credit and financial data to match customers with the right solution.
  • Present pricing and terms in line with company standards and compliance requirements.
  • Drive repeat and referral business through exceptional service and follow-through.

Benefits

  • Competitive commission structure with uncapped earning potential
  • Full benefits: medical, dental, vision, paid holidays, PTO, parental leave
  • Life insurance, short- and long-term disability, 401(k) with company match
  • Corporate wellness program
  • Employee discount on home mortgage purchases and refinances
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