Lending Specialist

Skyla Credit Union•Charlotte, NC

2d•Onsite

About The Position

Skyla Credit Union offers a supportive, inclusive culture with opportunities for growth, learning, and career advancement. Joining Skyla means having the support, tools, and guidance you need from day one in a welcoming culture where teammates and leaders genuinely care about your success and growth. This is a collaborative work environment focused on teamwork, development, and making an impact in the community, with flexibility and support to help you balance work while meeting member needs.

Requirements

High School Diploma required
2 years of Lending Experience
Proficient in Microsoft suite of products
Strong interpersonal & communication skills
Handle High Volume
Work in a Team Environment
Ability to Multi-task

Nice To Haves

bachelor’s degree preferred

Responsibilities

Process member loan applications and strive to grow the consumer loan portfolio.
Communicate loan decisions after applications are completed and decisioned.
Maintain knowledge of all lending and payment protection products and services.
Identify opportunities for protecting the loan when possible.
Qualify non-members for membership and open deposit accounts as needed by the members.
Maintain knowledge of title and insurance laws in all states served by the credit union.
Take complete loan applications via telephone, mail, fax, in person and other electronic delivery means.
Evaluate proof of income and analyze credit reports.
Perform follow-up work as necessary and coach members on credit reports and ways to improve scores.
Provide loan approval when the application is within lending authority and recommend to underwriters when the application is outside of authority.
Deliver decisions to members and prepare loan documents for funding for approved loans.
Qualify non-members for membership, open accounts and make effective cross-sell recommendations to new and existing members.
Solicit all types of new accounts, cross-sell credit union services, and add new relationships to existing accounts based on member needs in an effort to meet both credit union and individual goals.
Maintain strong knowledge of all ancillary products’ features and benefits to make effective recommendations to members and achieve credit union goals.
Remain abreast of changes in credit union lending policy, procedures, as well as consumer lending practices and willingly share knowledge with others.
Obtain necessary lending licensing.
Meet credit life/disability, GAP and warranty goals as set by the credit union.
Maintain the integrity of all members' records in a confidential manner.
Comply with all federal regulations, credit union policies and procedures, including Bank Secrecy and the USA Patriot Act.
Perform job duties in accordance with the Credit Union's values, mission and vision.
Perform other duties as necessary.