Lending Specialist

Oklahoma Central Credit Union•Tulsa, OK

3h•Onsite

About The Position

The mission of Oklahoma Central Credit Union is to make a difference in the lives of our employees, our members, and the communities we serve. We know we must make a difference in the lives of our employees for them to make a difference for our members and communities.

Requirements

High school diploma, GED or higher
One or more years of similar or related experience
Proficiency in Microsoft Office applications
Detailed, analytical and enjoy problem-solving.
Self-starter and are no stranger to a fast-paced environment and tight deadlines.
Relentless in ensuring that work is completed through effective organization and task management.
Tactful and diplomatic, and able to handle sensitive and confidential information.

Nice To Haves

Associate degree or higher
Credit Union experience

Responsibilities

Deliver service to both internal and external members that are in alignment with the Credit Union's Service Standards.
Responsible for Real Estate loan funding and post-funding functions, including receiving and auditing signed mortgage and consumer loan documents and ensuring they are compliant.
Balances disbursement checks from funding/purchasing.
The preparation of loan wires in a timely manner.
Complete loan funding in the XP2 system.
Send all loan proceeds to include payoff(s), mortgage filing, and state taxes to third-party and county.
Maintain all loan operation logs for documentation tracking and follow-up.
Complete second audits of loan files closed by other processors.
Monitor and pay ongoing escrow payments: process payoff checks and file and track mortgage releases.
Monitor the Loan Operations chat function and provide timely responses and support for the retail team.
Assist the Retail staff with Origence loan application issues and post-closing XP loan maintenance items.
Manage loan corrections for all departments and communicate with lobby staff and/or supervisor when compliance issues or errors are noted.
Responsible for Commercial loan support, including assisting funding and post funding functions, scanning and auditing loan files, and working with existing Commercial Portfolio Specialist on outstanding items necessary for file maintenance and monitoring.
Process loan extensions, subsequent action and manual skip pay forms.
Process payments of sight drafts to dealerships.
Process all third-party payoff request by obtaining required documentation.
Complete assigned reports in a timely fashion in accordance with managerial direction.
Procure liens on secured loans and track lien documentation to ensure secured collateral on all loans.
Understand and apply all Credit Union policies and procedures including but not limited to the Bank Secrecy Act, Anti-Money Laundering regulations as they relate to the position.
Comply with all security guidelines related to physical and information security.