Real Estate Originations - Lending Compliance Officer
Mission Fed•San Diego, CA
•$78,000 - $98,000•Hybrid
About The Position
As our Lending Compliance Officer, you’ll serve as the go-to expert on lending regulations, ensuring we stay ahead of evolving requirements while protecting the organization and our members. You’ll work across real estate, consumer, and indirect lending—helping the business operate confidently, compliantly, and efficiently. This is more than monitoring and testing—it’s about influence, insight, and impact.
Requirements
- 5+ years in compliance, audit, or risk (financial services preferred)
- Strong knowledge of lending regulations and compliance frameworks
- Ability to interpret complex data, identify trends, and solve problems
- Proven ability to partner with stakeholders and guide decisions
- Able to translate regulatory requirements into clear, actionable insights
- Proficiency in Excel and Microsoft Office; familiarity with LOS systems, QA tools, and data platforms (Power BI a plus)
Nice To Haves
- Power BI
Responsibilities
- Serve as the primary advisor on federal and state lending regulations, guiding business decisions with confidence.
- Support and enhance our lending compliance management program, including regulatory change management and risk assessments.
- Conduct risk-based reviews, loan file audits, and transaction testing using data-driven methods.
- Identify gaps, assess control effectiveness, and recommend improvements to mitigate risk.
- Analyze findings, identify trends and root causes, and deliver clear recommendations to leadership.
- Manage remediation efforts from identification through validation of corrective actions.
- Review loan documentation and disclosures (TRID, ECOA, FCRA, TILA, RESPA, etc.) for compliance.
- Oversee data integrity, reporting, and monitoring for potential risk patterns.
- Serve as a key liaison during exams and audits, ensuring smooth coordination and communication.
- Collaborate cross-functionally to implement improvements, enhance controls, and drive continuous compliance excellence.
Benefits
- Competitive compensation
- 18 days of PTO during your first year
- 12 paid holidays annually
- Full 6% 401(k) match
- Comprehensive medical, dental, and vision coverage
- Life insurance and additional voluntary benefits
- Employee wellness resources, including an on-site gym
- Career development opportunities
- An award-winning workplace culture
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What This Job Offers
Job Type
Full-time
Career Level
Mid Level
Education Level
No Education Listed
