Lending Analyst
About The Position
The Lending Analyst supports Atlanta Postal Credit Union’s mission to help members achieve financial success by providing exceptional products and service. The role performs advanced analysis using a variety of techniques and data sets to produce reports, information, recommendations, and business insights. These insights support a deeper understanding of departmental activity, efficiency, and progress toward goals and objectives. The analyst works collaboratively with departmental leaders, Information Services, vendors, and other internal stakeholders to gather data, develop reporting and insights, and contribute to cost-effective solutions that enhance member experiences or modernize processes. The position is hybrid and requires working in the office at 400 Porsche Ave, Atlanta, GA 30354. It is a full-time, exempt position with a target hiring pay range of $49,653 to $62,067, and reports to the VP of Credit and Analytics. Overnight travel is less than 5%.
Requirements
- Bachelor’s degree in Business, Computer Science, Mathematics, Statistics, or a related field, or four years of specific work experience in lieu of a degree.
- At least two years of analytical, forecasting, or statistical work experience.
- Prior work experience within consumer lending.
- High level of knowledge of Microsoft Office applications, including Word, Excel, and PowerPoint.
- In-depth understanding of consumer lending products.
- Ability to perform the essential duties satisfactorily; reasonable accommodations may be made to enable individuals with disabilities to perform essential functions.
- Ability to operate automated office machines such as a calculator, computer, printer, facsimile, telephone, and copier.
- Ability to stand, bend, and stoop as needed, and lift and/or carry weights of 5 to 20 pounds.
- Must provide satisfactory proof of the right to work in the U.S.; the employer cannot sponsor or take over sponsorship of an employment visa.
- Employment offer and continued employment are contingent on acceptable background and credit checks.
Nice To Haves
- Three years of lending-related work experience in a credit union.
- Experience with Symitar, Meridian Link, Power BI, MortgageBot, or Tableau.
- Experience working with large datasets, statistical methodologies, hypothesis testing, modeling, simulation, regression, or analysis of variance.
Responsibilities
- Adhere to and deliver on APCU Center Parc’s core values.
- Partner with departmental leaders to acquire information and data for reporting and insights on departmental business results.
- Use internal data to prepare weekly, monthly, or quarterly reports on business activities, closed business, and business opportunities.
- Create forecasting models or reports in support of departmental objectives and business plans, and identify, analyze, and interpret data trends or patterns.
- Build and maintain rapport with internal stakeholders, department leaders, and vendors as appropriate.
- Use consumer lending business data to contribute to cost-effective solutions that enhance member experiences or modernize current processes.
- Perform ad-hoc analysis as requested by the AVP or Business Unit Leads.
- Collaborate with Information Services and vendor resources on reporting rules and configuration requirements for queries and data mapping.
- Support requests for information (RFI) or requests for proposals (RFP) as required.
- Communicate systems issues related to queries and reporting capabilities to the appropriate administrator.
- Participate on project teams for implementation of technology, processes, procedures, or new departmental product offerings as assigned.
- Communicate ideas, viewpoints, and results to senior management, peers, and internal stakeholders using oral and written communication skills.
- Apply problem-solving skills to analysis and evaluation tasks.
- Attend ongoing training, including on- and off-site workshops and webinars, to maintain knowledge of lending, analytics, and industry rules and regulations.
- Maintain current knowledge and understanding of data analysis trends.
- Comply with BSA/AML and OFAC regulations as they relate to the position.
- Travel overnight less than 5%.
- Perform other duties as assigned.
Benefits
- Medical coverage with generous company contributions.
- Dental coverage for employee-only coverage paid by the company.
- Vision coverage for employee-only coverage paid by the company.
- Paid time off.
- 401(k) plan with a defined company match.
- Company-paid long-term disability.
- Short-term disability.
- Company-paid holidays.
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What This Job Offers
Job Type
Full-time
Career Level
Mid Level
