Lead Risk Analytics Consultant - Home Lending

Wells Fargo•Irving, TX

About The Position

Wells Fargo is seeking a Lead Risk Analytics Consultant within Corporate Risk supporting Home Lending. The role supports Home Lending Risk Management through portfolio analytics, risk oversight, and strategic guidance. It monitors portfolio performance, identifies emerging risks, evaluates policy impacts, and delivers actionable insights to senior leadership and business partners. The consultant serves as a trusted advisor to Risk, Credit Policy, Finance, and Business stakeholders to support effective risk management and informed decision-making across the mortgage portfolio. The position leads portfolio monitoring and risk analytics; develops recurring risk reporting, executive dashboards, and governance materials; conducts deep-dive portfolio analyses; and supports credit policy assessments, strategy evaluations, and business initiatives. It also provides analytical oversight for product, policy, and process changes, improves reporting through automation, communicates findings to executive audiences, responds to ad hoc requests, and serves as a subject matter expert in mortgage portfolio analytics and monitoring methodologies. The required work locations are Charlotte, North Carolina, or Irving, Texas. Relocation assistance is not available, and the position is not eligible for visa sponsorship. Specific compliance policies may apply to outside activities and personal investing.

Requirements

At least 5 years of Risk Analytics experience, or equivalent demonstrated through work experience, training, military experience, education, or a combination of these.
At least 3 years of experience in home lending analytics.

Nice To Haves

Master's degree in Statistics, Economics, Finance, or a related field.
Strong analytical and problem-solving skills, with experience using large data sets to drive business insights.
Advanced knowledge and expertise in SQL, SAS, and Python.
Advanced knowledge and expertise in BI tools such as Tableau and Power BI.
Experience developing executive-level reporting, dashboards, and presentations.
Strong understanding of consumer lending, mortgage products, portfolio performance metrics, and risk management principles.
Ability to influence stakeholders and communicate complex analytical concepts to technical and non-technical audiences.

Responsibilities

Lead portfolio monitoring and risk analytics activities for the Home Lending portfolio.
Develop and maintain recurring risk reporting, executive dashboards, and governance materials for senior leadership and risk committees.
Conduct deep-dive analyses to identify portfolio trends, emerging risks, and key performance drivers.
Support credit policy assessments, strategy evaluations, and business initiatives through data-driven analysis and recommendations.
Provide analytical oversight for new product, policy, and process changes, including impact assessments and performance monitoring.
Partner with business, finance, credit policy, and risk teams to support strategic decision-making and risk management objectives.
Design and automate reporting processes to improve efficiency, consistency, and analytical capabilities.
Translate complex analytical findings into concise, executive-level communications and presentations.
Respond to ad hoc requests from senior leaders and business partners concerning portfolio performance, risk trends, and strategic initiatives.
Serve as a subject matter expert on mortgage portfolio analytics, risk drivers, and portfolio monitoring methodologies.
Execute applicable risk programs and follow Wells Fargo policies and procedures, including timely escalation and remediation of issues and sound risk decision-making.