Lead Credit Risk Officer

Wells Fargo•St. Louis, MO

2d•$139,000 - $239,000•Hybrid

About The Position

Wells Fargo is seeking a Lead Credit Risk Officer. As a part of Wells Fargo's second line of defense and Independent Risk Management team, Risk Asset Review (RAR) is the independent credit review (oversight) function for Wells Fargo. RAR is responsible for independently assessing the quality of lending and ongoing management of credit risk within the Bank, including adherence to risk appetite, credit policy and regulations.

Requirements

5+ years of Credit Risk experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education

Nice To Haves

Previous experience with consumer credit risk strategy development and monitoring in financial service industry
Previous experience with reviewing or underwriting consumer credits either in originations or loss mitigation
Strong verbal and written communication skills, and advanced MS Office Suite product skills to include (MS Excel, MS PowerPoint, MS Outlook, MS Word)
Ability to gather, analyze, package, and present analytical findings in an insightful and logical manner
Collaborate and consult with peers, colleagues, and managers to resolve issues and achieve goals
Ability to prioritize work, meet deadlines, and achieve goals in a dynamic environment
Ability to provide credible challenge and candor to peers

Responsibilities

Lead complex initiatives including those that are cross-functional with broad impact and act as key participant in driving the company credit culture, desire, and business performance for Credit Risk
Review and analyze complex strategies, programs and policies with a direct and significant impact on credit risk appetite and culture
Receive direction from leaders
Develop and utilize analysis capabilities to assist the commercial exam teams with examinations
Exercise independent judgment while developing the knowledge to understand function, policies, procedures, and compliance requirements
Collaborate and consult with peers, colleagues and managers to resolve issues and achieve goals
Interact with internal and external customers
Collaborate with business for oversight of risk management
Interact with Audit, Legal, external agencies, and regulatory bodies on risk related topics