Lead Credit Risk Officer (Wholesale Credit Policy)

Wells Fargo•Minneapolis, MN

1d•$139,000 - $239,000

About The Position

Wells Fargo is seeking a Lead Credit Risk Officer to support the rationalization, development, and ongoing maintenance of Wholesale Credit Policy content for businesses. This role is responsible for strengthening credit risk governance across lines of business by ensuring content aligns with regulatory expectations, the bank's risk appetite, and Policy Management requirements. The successful candidate will serve as a subject matter expert on complex lending topics, lead cross-functional policy roundtables, build stakeholder consensus, and develop clear, actionable credit policy content that are easily understood and consistently applied by credit professionals and business partners. This position requires strong communication, facilitating, influencing, and policy-writing skills, including the ability to present recommendations and gain alignment from Group Senior Credit Officers and business-aligned policy partners.

Requirements

5+ years of Credit Risk experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education

Nice To Haves

Broad wholesale credit experience within a large, regulated financial institution.
Solid understanding of Wholesale Credit Underwriting
Strong policy-writing capabilities
Current or prior delegated credit approval authority, including approval of complex credit transactions and provision of effective independent challenge.
Experience in credit policy development and governance.
Demonstrated ability to influence senior stakeholders and build consensus through clear, disciplined credit risk communication.
Proven ability to influence senior stakeholders and drive enterprise-wide consistency in credit risk management.
Prior management or senior leadership experience, including leading teams or enterprise wide, cross functional initiatives

Responsibilities

Lead complex initiatives including those that are cross-functional with broad impact
Review and analyze complex strategies, programs and policies with a direct and significant impact on credit risk appetite
Ensure policies align with regulatory expectations, risk appetite, and governance standards
Serve as a trusted advisor and subject matter expert on credit risk topics as well as policy governance
Exercise independent judgment while developing the knowledge to understand function, policies, procedures, and compliance requirements of supported businesses
Collaborate and consult with peers, colleagues and managers to resolve issues and achieve goals
Interact with internal and external customers
Collaborate with business for oversight of risk management
Interact with Audit, Legal, and compliance on risk related topics