Credit Risk Insights Manager - Credit Strategy Lead
About The Position
At U.S. Bank, we’re on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at—all from Day One. About the CRA Team We are a highly dynamic and talented team which delivers on our mission through four pillars: Customer, Process, Talent, and Data. Vision | We create the future of credit risk management through data, analytics, and risk process innovation for our customers. Mission | We deliver data-driven information solutions to protect our stakeholders and inform the most significant financial decisions in the bank. Values | In addition to U.S. Bank core values, we prioritize collaboration, integrity, simplicity, and continuous learning. About the Role In this role, you will serve as a senior individual contributor helping transform wholesale credit risk reporting and analytics for Credit Risk Management (CRM). You will partner closely with Credit Strategy, portfolio risk managers, and subject matter experts to deliver insights that support strategic decision-making across areas such as internal risk limits, credit concentrations, risk rating trends, portfolio monitoring, and broader credit risk management activities. Responsibilities include gathering and translating business requirements into reporting and analytical solutions, leading reporting transformation initiatives, and establishing reliable, scalable, and standardized processes. You will leverage tools such as SQL, Power BI, Power Apps, and Power Automate to modernize reporting capabilities, improve data accessibility, and deliver actionable risk insights. Success in this role requires strong analytical skills, credit risk knowledge, and the ability to influence outcomes through expertise, collaboration, and data-driven recommendations.
Requirements
- Bachelor's degree, or equivalent work experience
- Typically more than eight years of applicable experience
- Wholesale Credit Risk Knowledge
- Credit Portfolio Analytics
- Data Visualization & Storytelling
- Process Improvement & Automation
- Power BI Development
- SQL/Python Programming
- Risk Reporting & Governance
- Stakeholder Management & Influence
Nice To Haves
- Strong experience with Power BI, Power Automate, and Power Apps
- Strong knowledge of credit risk management concepts in wholesale lending
- 10+ years of experience using SQL, Python, or similar analytical programming languages.
- Experience building complex analytical dashboards and executive reporting solutions.
- Ability to independently manage multiple priorities and drive reporting transformation initiatives.
- Strong collaboration and communication skills across risk, strategy, technology, and data management teams.
- Extensive analytical and problem-solving skills to investigate, remediate, and improve reporting and data processes.
- Ability to synthesize complex information into clear, actionable insights for senior leaders.
Responsibilities
- Partner with Credit Strategy and portfolio risk managers to design, enhance, and productionalize credit risk reporting and analytics for wholesale portfolios.
- Deliver reporting and analytical solutions that support internal risk limits, concentration risk monitoring, risk rating oversight, and portfolio management activities.
- Identify, design, and execute opportunities to improve reporting efficiency, automation, and data quality.
- Translate complex business requirements into scalable dashboards, datasets, and reporting processes.
- Collaborate with technology, data management, and risk teams to implement sustainable reporting solutions and resolve data-related issues.
- Develop executive-level reporting and insights that inform risk management and strategic decision-making.
Benefits
- Healthcare (medical, dental, vision)
- Basic term and optional term life insurance
- Short-term and long-term disability
- Pregnancy disability and parental leave
- 401(k) and employer-funded retirement plan
- Paid vacation (from two to five weeks depending on salary grade and tenure)
- Up to 11 paid holiday opportunities
- Adoption assistance
- Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law
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What This Job Offers
Job Type
Full-time
Career Level
Senior
