Lead Credit Risk Officer (Wholesale Credit Policy)

Wells Fargo•Minneapolis, MN

1d•$139,000 - $239,000

About The Position

Wells Fargo is seeking a Lead Credit Risk Officer to support the rationalization, development, and ongoing maintenance of Wholesale Credit Policy content for businesses. The role strengthens credit risk governance across lines of business by ensuring policy content aligns with regulatory expectations, the bank’s risk appetite, and Policy Management requirements. The successful candidate will serve as a subject matter expert on complex lending topics, lead cross-functional policy roundtables, build stakeholder consensus, and develop clear, actionable credit policy content that credit professionals and business partners can understand and apply consistently. The position requires strong communication, facilitation, influencing, and policy-writing skills, including the ability to present recommendations and gain alignment from Group Senior Credit Officers and business-aligned policy partners. The role also involves leading complex, broad-impact initiatives; reviewing strategies, programs, and policies with significant effects on credit risk appetite; and collaborating with business partners and control functions on risk-related topics. The position does not offer sponsorship.

Requirements

At least 5 years of Credit Risk experience, or equivalent demonstrated through work experience, training, military experience, education.
Strong communication, facilitation, influencing, and policy-writing skills.
Ability to present recommendations and gain alignment from senior credit and business policy stakeholders.

Nice To Haves

Broad wholesale credit experience within a large, regulated financial institution.
Solid understanding of Wholesale Credit Underwriting.
Strong policy-writing capabilities.
Current or prior delegated credit approval authority, including approval of complex credit transactions and provision of effective independent challenge.
Experience in credit policy development and governance.
Demonstrated ability to influence senior stakeholders and build consensus through clear, disciplined credit risk communication.
Proven ability to influence senior stakeholders and drive enterprise-wide consistency in credit risk management.
Prior management or senior leadership experience, including leading teams or enterprise-wide, cross-functional initiatives.

Responsibilities

Lead complex initiatives, including cross-functional initiatives with broad impact.
Review and analyze complex strategies, programs, and policies that have a direct and significant impact on credit risk appetite.
Ensure policies align with regulatory expectations, risk appetite, and governance standards.
Serve as a trusted advisor and subject matter expert on credit risk topics and policy governance.
Develop knowledge of supported businesses’ functions, policies, procedures, and compliance requirements, and exercise independent judgment.
Collaborate and consult with peers, colleagues, and managers to resolve issues and achieve goals.
Interact with internal and external customers.
Collaborate with the business on oversight of risk management.
Interact with Audit, Legal, and Compliance on risk-related topics.
Lead cross-functional policy roundtables, build stakeholder consensus, and develop clear, actionable credit policy content.
Present recommendations and gain alignment from Group Senior Credit Officers and business-aligned policy partners.