Analyste principal, Conformité AML Lead Analyst, AML Compliance

Western Union•Work From Home - CAN QC, QC

3d•CA$90,000 - CA$100,000•Remote

About The Position

The Lead Analyst, AML Compliance plays a critical role in supporting Western Union’s regulatory compliance obligations across Canada, provincial jurisdictions such as Quebec, and federal and state regulatory jurisdictions as required. This position serves as a subject matter expert on Canadian licensing and AML requirements applicable to Money Services Businesses (MSBs), including federal and provincial regulatory frameworks governing money transmission, and related financial services activities. The role is responsible for managing end‑to‑end licensing and registration activities within Canada, including regulatory filings, reporting, and ongoing engagement with Canadian regulators. Working closely with internal Compliance, Legal, and business stakeholders, the Lead Analyst ensures that licensing obligations are consistently applied to Western Union’s products and operations across jurisdictions. As licensing requirements evolve due to legislative changes, regulatory guidance, or business expansion, this role evaluates regulatory impact, determines applicable requirements, and executes licensing applications, renewals, and amendments. The Lead Analyst also supports regulatory readiness and ongoing compliance by maintaining robust documentation, ensuring timely and accurate filings, and serving as a key point of contact for regulatory authorities.

Requirements

Minimum five+ years of relevant experience in complex retail/consumer financial services/payment services organizations with multiple financial products, or a regulatory agency or law firm involving compliance issues relating to anti money laundering, and related country and provincial money transmission laws and regulations.
Minimum of five+ years of experience in any of the following areas: financial industry or similar licensing, regulatory oversight, or exam management.
Understanding of retail/commercial financial services products
Understanding of anti-money laundering regulations and country and provincial money transmission laws within the banking/financial services industry.
Bachelor's degree preferred.
Paralegal certificate and/or legal research experience required.
Ability to work with multiple systems and platforms.
Fluent in French
Applicants must be currently authorized to work in the United States on a full-time basis. Western Union will not sponsor applicants for work visas for this position.

Nice To Haves

CAMS/CFCS certification preferred.

Responsibilities

Fulfillment and coordination of responses for Canadian licensing and/or registration and act as the company’s Respondent
Maintaining the central repository of all materials provided in the scope of licensing and correspondence with regulators.
Relationship management with regulators and business partners in order to accurately represent the company and timely meet regulatory requirements
Ensuring uniformity in presentation of our regulated businesses to regulators.
Independently review information provided by various subject matter experts to ensure documentation provided in regulatory reports is responsive and timely.
This role requires the ability to interpret, understand, and apply relevant statutory and regulatory requirements in order to ensure appropriate compliance.
Must be able to conduct legal research and understand applicability of laws to licenses.
This role requires the ability to review and analysis financial and transactional reporting for responsiveness and accuracy.
Collection, maintenance and provision to regulators of highly sensitive company and personal officer information.
Coordination of provision of regulatory notices of company business information; changes or updates to enforcement actions.