Large Loss Risk Adjuster

Allstate • USA - GA (Remote), NV

3d • $85,000 - $145,075 • Remote

About The Position

National General is a part of The Allstate Corporation, which means we have the same innovative drive that keeps us a step ahead of our customers’ evolving needs. We offer home, auto and accident and health insurance, as well as other specialty niche insurance products, through a large network of independent insurance agents, as well as directly to consumers. The Senior Consultant II is responsible for granting settlement authority on highly complex claims valued in excess of Market Claim Office (MCO) and Regional Claim Office (RCO) limits, providing recommendations on requests to go to trial on cases where the gross exposure is in excess of MCO authority, and general oversight of all large losses for a specific CSA or CSAs. The individual may also provide discretionary referrals on coverage issues, opinions and research. In addition, the Sr Cons II may provide approval on Closed Without Payment (CWP) requests where liability is disputed, and the value is in excess of Field authority. We are seeking a Large Loss Risk Adjuster to join our growing team. This team handles high-severity claims involving policy limits up to 100/300 supporting multiple states, including North Carolina, Georgia, and Florida etc. The ideal candidate will be experienced handling large loss claims with the ability to evaluate complex exposures, investigate liability, and effectively manage claims through resolution. Candidates should be comfortable handling severe injury claims, collaborating with stakeholders, and making sound claim decisions in a fast-paced environment.

Requirements

• Bodily Injury Claims
• Casualty Insurance
• Client Counseling
• Collaboration
• Commercial General Liability Insurance
• Complex Claims
• Conflict Management
• General Liability Claims
• General Liability Insurance
• Industry Trend Analysis
• Large Loss Claims
• Litigation
• Personal Injury Claims
• Tort Claims
• Must possess authorization to work in the United States
• Individuals who currently hold an active insurance license must terminate all existing appointments prior to onboarding and must not hold any outside appointments at any point during employment.
• Applicants seeking an adjuster role who also hold a resident producer license must formally surrender that license when instructed to by the licensing team.

Responsibilities

• Performs file reviews for various complex projects or for cases in litigation, analyzes data, and reports findings
• May review cases to determine if CWP is appropriate given gross tort value exposure
• Supports the Field with discretionary referrals on complex coverage issues and engages Home Office Claim litigation for involvement and direction as needed
• Reviews coverage, liability, and/or damages on highly complex cases referred for authorization and collaborates with Field leadership on addition steps to be taken and other feedback and direction
• Collaborates with Frontline Performance Experts (FPEs), Frontline Performance Leaders (FPLS), and Claim Process Specialists (CPSs) to share experience and trends identified in referred cases
• Works with Product, Protection, Law, and Claims on new products introduced to the Field and the sales force, and develops Claim Bulletins to provide new forms and/or endorsements that impact claim handling practices

Benefits

• Comprehensive technology setup, including a laptop, monitors, headset, keyboard, and mouse.
• Monthly connectivity reimbursement to help offset internet costs for eligible remote employees.

What This Job Offers

• Job Type: Full-time
• Career Level: Senior
• Education Level: No Education Listed