L&H Underwriter - Hybrid

Swiss Re • Windsor, FL

31d • $88,000 - $144,000 • Hybrid

About The Position

Swiss Re is seeking a sharp, curious, and collaborative Life and Health underwriter to support its U.S. underwriting work. The role applies evidence-based risk selection and delivers service to clients across medical, financial, product, market, and governance considerations. The underwriter works with clients and cross-functional teams on varied and complex cases, using sound judgment and expertise to support clients and Swiss Re's portfolio.

The position is part of the geographically diverse U.S. Life and Health Underwriting team, whose colleagues are based across Canada, the United States, and Mexico. Swiss Re operates under a hybrid work model requiring employees to work from the office three days per week. The role may be based in any of the listed Swiss Re core U.S. offices and involves travel as needed, expected to be 10% or less.

The estimated base salary range is $96,000–$144,000 for Armonk, NY; New York, NY; and Washington, DC. For Fort Wayne, IN; Alpharetta, GA; Windsor, CT; Chicago, IL; Schaumburg, IL; Miami, FL; Kansas City, MO; and Plano, TX, the range is $88,000–$132,000. The actual salary depends on factors including location, role scope, qualifications, complexity, experience, education, and budget. Swiss Re considers total compensation, including base pay, short- and long-term incentives, and benefits. The role is not eligible for visa sponsorship, transfers, or extensions.

Requirements

• At least 5 years of Life and Health underwriting experience on the insurance or reinsurance side, with demonstrated proficiency in risk selection and case management.
• FLMI and/or FALU designation, or active and meaningful progress toward earning one.
• Strong analytical and critical-thinking skills, including the ability to assess complex medical, financial, and non-medical risks and make sound, well-reasoned underwriting decisions.
• Familiarity with AI-enabled underwriting tools and digital resources, and demonstrated interest in process innovation and system enhancements.
• Excellent communication and conflict-resolution skills, with a track record of building strong relationships with clients and internal stakeholders.
• Demonstrated time-management and organizational skills, with the ability to independently and collaboratively balance a high-volume workload.

Nice To Haves

• Experience in a reinsurance environment and familiarity with facultative underwriting processes.
• Enthusiasm for thought leadership and industry engagement, including participation in seminars, webinars, and professional forums.
• Knowledge of industry legislation, taxation, and core insurance product concepts relevant to U.S. Life and Health markets.

Responsibilities

• Apply disciplined, evidence-based risk selection across medical, non-medical, financial, product, market, and governance considerations while meeting service standards and production goals.
• Escalate complex or unusual matters appropriately and apply Swiss Re guidelines in a commercially sound manner that supports clients and Swiss Re's portfolio.
• Partner with clients and internal cross-functional teams to provide underwriting expertise for projects and respond to inquiries by phone and email within communicated service standards.
• Promote Life Guide, Swiss Re's underwriting manual, stay current on updates, and help clients apply its guidance.
• Participate in annual client underwriting seminars, webinars, thought leadership discussions, and appropriate social media engagement.
• Attend internal training programs, forums, and meetings to support continuous learning.
• Maintain current knowledge of insurance products, legislation, taxation, risk selection principles, underwriting tools, digital resources, AI-enabled capabilities, and system enhancements.
• Travel as needed, expected to be 10% or less, for internal meetings at Swiss Re offices in the Americas, industry conferences, and client meetings.

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Education Level: No Education Listed