Commercial Line Underwriter - HYBRID

DB Insurance Co., Ltd. • Honolulu, HI

3d • $50,000 - $100,000 • Hybrid

About The Position

DB Insurance is seeking a Commercial Line Underwriter to underwrite and manage a portfolio of Commercial Lines policies while ensuring compliance with company guidelines and regulatory requirements. The role is open to experienced professionals, entry-level candidates, and individuals transitioning into commercial underwriting. Applicants must currently reside in Hawaii. The position is based in Honolulu and becomes hybrid after 90 days, with three days in the office and two days remote. The schedule is Monday through Friday, 8:00 a.m. to 5:00 p.m., and the role reports to the Deputy Branch Manager.

Requirements

• Bachelor’s degree in Business, Finance, Insurance, or a related field, or equivalent experience.
• Strong analytical and decision-making skills and a solid understanding of underwriting principles.
• Excellent communication skills and ability to work collaboratively with agents and internal teams.
• Ability to collaborate effectively with cross-functional teams to meet goals.
• Proficiency with Microsoft Office Suite or Google Workspace applications and underwriting software.
• Must currently reside in Hawaii.

Nice To Haves

• Experience underwriting Commercial Multi-Peril (CMP), Commercial Auto, Commercial Umbrella, or Workers’ Compensation.
• Professional designation such as CPCU (Chartered Property Casualty Underwriter) or AU (Associate in Underwriting).
• Strong background and specialized experience in Workers’ Compensation.

Responsibilities

• Underwrite and manage a portfolio of Commercial Lines policies in compliance with company guidelines and regulatory requirements.
• Analyze risk data for prospective insurance applicants to identify hazards and exposures for endorsements and renewals.
• Collaborate with the underwriting team to build knowledge of insurance processes, operational procedures, and underwriting best practices.
• Manage agency relationships to drive growth and profitability.
• Work with team members and management to achieve monthly and annual branch goals.
• Assess applications and determine whether to accept, modify, or decline accounts in accordance with underwriting guidelines.
• Build and maintain agency relationships to foster growth and support business development.
• Monitor market trends, industry developments, and regulatory changes, and adjust underwriting strategies accordingly.
• Review data accuracy and prepare monthly closing reports for each product line.

Benefits

• Medical, dental, and vision insurance (PPO) and life insurance covered 100% by the company and 50% for dependents.
• Paid time off and sick leave.
• 13 annual paid holidays.
• 401(k) plan with up to 4% company match.
• Flexible Spending Account (FSA) and Dependent Care FSA.
• Quarterly fringe benefit reimbursements.
• Job-related training reimbursement.
• Casual dress code.

What This Job Offers

• Job Type: Full-time
• Career Level: Entry Level