L&H Underwriter

Swiss ReWindsor, CT
$88,000 - $144,000Hybrid

About The Position

Swiss Re is looking for a sharp, curious, and collaborative L&H underwriter. If you thrive on complex risk decisions, client partnerships, and continuous learning — this role was built for you. You will be at the heart of our U.S. Life and Health underwriting, applying evidence-based risk selection and delivering exceptional service to our clients. You'll work across a rich variety of cases — from medical and financial risk to product and governance considerations — while collaborating with clients and cross-functional teams to drive meaningful outcomes. This is a role where your judgment, expertise, and curiosity will make a real difference every day.

Requirements

  • 5+ years of Life & Health Underwriting experience on the insurance or reinsurance side, with demonstrated proficiency in risk selection and case management
  • FLMI and/or FALU designation, or active and meaningful progress toward earning one
  • Strong analytical and critical thinking skills, with the ability to assess complex medical, financial, and non-medical risk factors and make sound, well-reasoned underwriting decisions
  • Familiarity with AI-enabled underwriting tools, digital resources, and a demonstrated interest in process innovation and system enhancements
  • Excellent communication and conflict resolution skills, with a track record of building strong relationships with clients and internal stakeholders
  • Demonstrated time management and organizational skills, with the ability to balance a high-volume workload independently and collaboratively

Nice To Haves

  • Experience working within a reinsurance environment and familiarity with facultative underwriting processes
  • Enthusiasm for thought leadership and industry engagement, including participation in seminars, webinars, and professional forums
  • Knowledge of industry legislation, taxation, and core insurance product concepts relevant to U.S. Life and Health markets

Responsibilities

  • Apply disciplined, evidence-based risk selection across medical, non-medical, financial, product, market, and governance considerations, consistently meeting established service standards and production goals
  • Escalate complex or unusual matters appropriately and apply Swiss Re guidelines in a commercially sound way that supports both clients and Swiss Re's portfolio
  • Partner with clients and internal cross-functional teams to provide underwriting expertise for projects, responding to inquiries by phone and email within communicated service standards
  • Promote Life Guide, Swiss Re's underwriting manual, staying current on updates and helping clients effectively apply its guidance
  • Participate in annual client underwriting seminars, webinars, thought leadership discussions, and appropriate social media engagement to strengthen client relationships and industry presence
  • Support a culture of continuous learning by regularly attending internal training programs, forums, and meetings
  • Maintain up-to-date knowledge of core insurance products, industry legislation, taxation, medical and non-medical risk selection principles, underwriting tools, digital resources, AI-enabled capabilities, and system enhancements
  • Travel as needed (expected 10% or less) for internal meetings at Swiss Re offices in the Americas, industry conferences, and client meetings

Benefits

  • The estimated base salary range for this position for Armonk, NY is $96,000 to $144,000 and for Fort Wayne, IN; Alpharetta, GA, Windsor, CT, Chicago, IL and Kansas City, MO; the range is $88,000 to $132,000.
  • At Swiss Re, we take a "total compensation approach" when making compensation decisions. This means that we consider all components of compensation in their totality (such as base pay, short- and long-term incentives, and benefits offered), in setting individual compensation.
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