Junior Underwriter

Home Bank SB•Martinsville, IN

12d•Onsite

About The Position

The primary objective of this position is to assist with consumer, mortgage, and commercial underwriting, processing, and closing activities on behalf of the company's clients. This position serves as backup and support on an as needed basis for Community Funding Development.

Requirements

0-3 years' experience underwriting consumer revolving and installment loans
College degree in finance, economics or accounting; may substitute for experience.
Strong attention to detail
Ability to be flexible and meet deadlines
Proficient with Microsoft Office (Excel, Word, and Outlook) and ability to learn new loan processing systems
Excellent analytical and communication skills (both verbal and written)

Responsibilities

Review submitted application packages for completeness prior to commencement of analysis
Examine/review credit underwriting documentation, including applications, mortgages and notes, deeds, tax returns, bank statements, credit reports, and other financial information for accuracy and compliance with client underwriting guidelines
Apply lending guidelines and underwriting criteria during the application review process
Communicate effectively with staff on issues with applicant/client submissions or interpretation of applicable underwriting criteria as it relates to submissions
Adhere to timelines established based on client needs and department workflow
Assist in Annual Financial Updates
Review and secure portal submittal of applications for the Elevate, HOP, NIP, AMP, and AHP programs with the Federal Home Loan Bank of Indianapolis (FHLBank)
Assistance as needed with underwriting requirements for FHLBank grant requests on which the Bank serves as the member partner
Assistance as needed with disbursements and ongoing monitoring of existing grant awards on which the Bank serves as a member partner
Backup of administrative functions for the Bank's Banzai! financial literacy program.