Junior Compliance Officer

Payhawk • New York, NY

4d

About The Position

Payhawk is seeking a Junior Compliance Officer to serve as the main point of contact and on-the-ground compliance representative for their US business. This role is crucial for maintaining the compliance program across BSA/AML, consumer protection, and marketing compliance, enabling the product and commercial teams to continue their growth in the US market. The position involves acting as a key contact for various tasks within a lean team, including BSA/AML, marketing compliance, consumer protection, IT due diligence requests, and new product launches. The officer will support the oversight of the US compliance program and meet the compliance expectations of the US partner bank through cross-team collaboration and regular reporting. Responsibilities include reviewing and approving escalated cases, drafting and renewing compliance policies and procedures, conducting marketing compliance reviews, assisting Customer Success with customer information needs, and collaborating with Product teams to streamline onboarding. The role also requires advising on applicable US regulations, pushing back on inapplicable requirements, and providing project support to UK and Lithuanian entities for global initiatives.

Requirements

• 2+ years of hands-on compliance experience at a bank, fintech or other financial institution, including real work on policies and procedures.
• Exposure to BSA/AML, consumer protection and marketing compliance requirements.
• A working knowledge of the US regulatory landscape, so you can tell when something is wrong or missing.
• The ability to read a policy or document and judge whether it makes sense and is correct.
• Experience running projects and handling many different topics at once.
• Comfort with shifting priorities in a fast-paced environment.
• The ability to learn quickly and get up to speed on your own once you are pointed in the right direction.
• Interest in learning about other jurisdictions and working in an international market.
• A broad, generalist approach to compliance. This role suits you better than one focused only on AML.

Responsibilities

• Act as the main point of contact for a wide range of tasks in a lean team, covering BSA/AML, marketing compliance, consumer protection, IT due diligence requests and new product launches.
• Support oversight of the US compliance programme and meet the compliance expectations of our US partner bank by working across teams to provide regular reporting.
• Review and approve escalated cases as part of day-to-day compliance operations.
• Draft, review, and renew compliance policies and procedures.
• Run marketing compliance reviews with the Marketing team.
• Work with Customer Success to collect the customer information compliance needs.
• Work with Product teams to streamline customer onboarding.
• Advise on which US regulations apply to Payhawk, and push back where a requirement does not apply.
• Support our UK and Lithuanian entities where needed with project support and global initiatives.

What This Job Offers

• Job Type: Full-time
• Career Level: Entry Level
• Education Level: No Education Listed