Jr. Residential Loan Officer

TIMBERLAND BANK MASTER•Lacey, WA

1d•$23 - $34•Onsite

About The Position

Originates and closes residential real estate loans through outbound calling activities of both prospective and existing customers. Maintains and grows Timberland Bank’s portfolio of consumer loans and other Timberland Bank loan products. Ability to perform required tasks to maintain portfolio loans within the branch/office.

Requirements

High school diploma or equivalent
Three years of customer service experience
At least one year of working for a bank or financial institution
General understanding of residential mortgage lending process
Ability to maintain their NMLS identification number.

Nice To Haves

College coursework in business or finance
One year of combined experience in loan origination, loan processing, or other related fields
One year of conducting outbound sales activities, such as calling customer lists, in a professional setting

Responsibilities

Manages matured files and other related information pertaining to residential properties.
Interviews loan applicants.
Advises applicants on loan programs and options.
Obtain necessary financial information to process loan applications.
Data entry of loan information into bank approved loan systems.
Maintains applicant information for future financing.
Prepares loan files to be sent for processing, underwriting, and action by Loan Committee and/or Board of Directors.
Recommends terms and conditions of loans.
Provides customer service to Timberland Bank customers.
Ensures compliance with all applicable lending policies.
Outlines loan terms and loan commitments to borrowers.
Prepares and submits requests for loan modifications and advances.
Prepares and implements plans to meet or exceed individual loan production goals.
Represents Timberland Bank at local events.