Item Processing - Item Processing Representative

Golden 1 Credit UnionSacramento, CA
Hybrid

About The Position

Golden 1 Credit Union is among the top credit unions in the country. As a member-owned, not-for-profit cooperative, Golden 1 is guided by the credit union philosophy of “people helping people.” We are committed to empowering our members and uplifting our communities as we create a more equitable and financially inclusive California. We welcome all who embrace our Core Values. You are a detail-oriented and analytical professional who thrives in a fast-paced processing environment where accuracy matters. You excel at managing financial transactions, researching and resolving discrepancies, and maintaining compliance with regulations and internal procedures. With a strong commitment to quality, service, and teamwork, you help ensure the secure and efficient processing of member transactions while supporting the operational excellence of the Credit Union.

Requirements

  • H.S. Diploma or General Education Degree (GED) required
  • 1+ years experience with cash management or financial industry required
  • 1+ years experience with customer service required

Nice To Haves

  • Previous experience in item processing or related financial roles is preferred

Responsibilities

  • Receive and process a variety of financial transactions, including checks, deposits, bill pay and other related items made through mail, mobile or ATM channels.
  • Utilize item processing systems and tools to ensure accurate and timely completion of transactions.
  • Conduct thorough reviews of processed transactions to identify and correct errors or discrepancies.
  • Perform data entry tasks with a high level of accuracy to maintain the integrity of financial records.
  • Maintenance of retention and storage of the ATM and Remittance work.
  • Daily review of deposit reporting aligned with Regulation CC for ATM and Mobile deposits.
  • Conduct through research and promptly respond to inquiries from members, branches, and departments.
  • Validate and verify information to minimize errors in transaction processing.
  • Deliver exemplary service to members, branches, and other department staff with efficiency and courtesy.
  • Organize, prioritize, and perform multiple tasks simultaneously while being detailed oriented.
  • Collaborate with the fraud prevention team to enhance security protocols and minimize risks associated with fraudulent activities.
  • Maintain thorough understanding of state and federal laws and regulations related to credit union compliance including bank secrecy and anti-money laundering laws appropriate to the position.
  • Ensure compliance with established policies, procedures, and regulatory requirements.
  • Provide additional support throughout the department and perform other tasks and duties assigned as needed to maintain daily operations.

Benefits

  • comprehensive compensation package
  • well-being and work-life balance
  • career development and growth
  • rewards and recognition
  • commitment to Diversity, Equity and Inclusion
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