ISO State Filings Lead

AXIS (AXIS Capital)•Short Hills, NJ

1d•$100,000 - $145,000•Hybrid

About The Position

The State Filings Analyst (ISO) is a senior professional responsible for leading the strategy, execution, and continuous improvement of ISO-based rate and form filings. This role plays a critical part in enabling the organization to bring products to market efficiently while helping to maintain filing compliance across jurisdictions. As a key partner to underwriting, product development, actuarial, and legal teams, this role interprets complex filing requirements, shapes filing strategies, and resolves filing challenges. The individual serves as a trusted advisor and subject matter expert, helping balance business objectives, compliance obligations, and speed-to-market priorities. Success in this role requires deep ISO filing expertise, strong judgment, and the ability to influence outcomes in a dynamic and often changing environment.

Requirements

Bachelor’s degree or equivalent experience
5+ years of experience in insurance rate and form filings, with significant focus on ISO-based products
Deep knowledge of ISO commercial lines manuals, circulars, loss costs, and regulatory practices
Proven ability to interpret complex filing requirements and develop effective filing strategies
Demonstrated experience managing complex filings and resolving filing objections
Strong analytical and critical thinking skills with the ability to navigate ambiguity
Excellent written and verbal communication skills, with the ability to clearly convey technical information
Ability to operate independently with minimal direction while managing multiple priorities and deadlines

Nice To Haves

Experience serving as a technical lead or subject matter expert within a regulatory or filings function
Demonstrated success in improving processes or leading initiatives
Advanced experience with SERFF, FilingRamp, IRFS, or similar filing systems

Responsibilities

Lead the end-to-end strategy and execution of ISO-based rate and form filings across commercial lines, including General Liability, Commercial Property, Commercial Auto, and Inland Marine.
Interpret ISO circulars, loss costs and requirements, and translate them into effective filing strategies aligned with business objectives.
Evaluate and recommend filing approaches (e.g., LCMs, deviations, exception pages) based on regulatory requirements, timing considerations, and competitive positioning.
Anticipate potential filing objections and proactively design solutions to mitigate approval risks.
Serve as a subject matter expert (SME) on ISO filings and requirements.
Provide consultative guidance to underwriting, actuarial, and product teams on ISO based product changes and new initiatives.
Offer expert recommendations on filing strategy, structure, timing, and execution.
Partner closely with cross-functional teams to align filing strategies with business goals and regulatory expectations.
Act as the primary point of contact for complex and high-impact filing initiatives.
Serve as a key liaison with state Departments of Insurance, including managing communications and resolving escalated issues.
Identify and implement improvements to ISO filing processes to enhance efficiency, consistency, and speed-to-market.
Establish and promote best practices in filing strategy, documentation, and regulatory engagement.
Monitor and leverage systems such as SERFF and FilingRamp to ensure accurate tracking, compliance, and workflow management.
Contribute to initiatives that enhance the effectiveness of the filings function.