Investment Real Estate Underwriting Portfolio Manager 2

First National Bank Of Pennsylvania•Pittsburgh, PA

1d•Onsite

About The Position

Responsible for managing a designated Commercial Investment Real Estate loan portfolio, including portfolio management, credit underwriting, construction monitoring, and compliance with bank and regulatory guidelines. Accountable for the quality of underwriting and ongoing portfolio management metrics for the assigned portfolio. Supports Commercial Relationship Managers in managing client relationships and may mentor junior team members. Typically works on loans or portfolios of medium complexity, with some oversight. The role involves underwriting, monitoring, and analyzing an assigned Investment Real Estate portfolio; identifying risks in a timely manner; and maintaining accurate, high-quality underwriting and portfolio practices aligned with the bank’s risk appetite and regulatory standards. The incumbent leads complex transactions, including construction loans and monitoring, multi-level capital structures, and large developments; communicates recommendations regarding credit structure, risk, risk ratings, and policy compliance; monitors portfolio tolerances and KPIs/KRIs; and works with Relationship Managers to optimize customer relationships. The position also supports satisfactory reviews by regulators, auditors, and loan review; contributes to group-wide process and performance improvements; presents proposed credit actions in written analysis and, when necessary, verbally in committee and meetings; and performs other related duties and projects as assigned. All employees are responsible for managing risk and complying with regulatory requirements and company procedures. Occasional travel may be required. Employment-based visa sponsorship is not provided; candidates must be legally authorized to work in the U.S.

Requirements

BA or BS.
At least 3 years of job-related experience.
Excellent project management skills.
Excellent written and verbal communication skills.
Excellent organizational, analytical, and interpersonal skills.
Excellent customer service skills.
Ability to use a personal computer and job-related software.
Basic-level MS Word skills.
Intermediate-level MS Excel skills.
Basic-level MS PowerPoint skills.
Knowledge of Investment Real Estate lending, underwriting practices, and banking practices.
Knowledge of commercial banking policies, procedures, and government regulations.
Legally authorized to work in the U.S.; employment-based visa sponsorship is not provided.

Responsibilities

Underwrite, monitor, and analyze the assigned Investment Real Estate portfolio.
Identify risks in a timely manner and maintain accurate, high-quality underwriting and portfolio management practices aligned with the bank’s risk appetite and regulatory standards.
Lead complex transactions, including construction loans and related monitoring, multi-level capital structures, and large developments.
Communicate recommendations on credit structure, risk, appropriate risk ratings, and policy compliance clearly and concisely.
Monitor the assigned portfolio against acceptable tolerances and published KPIs/KRIs.
Assist Commercial Relationship Managers with client relationship management and work directly with Relationship Managers to optimize customer relationships.
Support satisfactory reviews by regulators, internal and external auditors, and loan review, including appropriate underwriting depth, identification of Policy Exceptions, and stress analysis.
Work with the manager on group-wide initiatives to enhance processes, roles and responsibilities, and outputs.
Mentor junior Underwriting Portfolio Managers.
Present proposed credit actions in written analysis and, as necessary, verbally in committees and meetings.
Maintain professional development and measurable objectives.
Serve as a risk manager by understanding, reporting, responding to, managing, and monitoring encountered risks.
Perform other related duties and projects as assigned.