Internal Auditor

Sunbelt Federal Credit Union•Hattiesburg, MS

39d•Onsite

About The Position

Under the direction and supervision of the Senior Vice President of Operations, the Internal Auditor ensures the credit union is in compliance with all applicable laws and regulations. This role assists external auditors and examiners, maintains procedure manuals, and audits various loan files and deposit accounts for adherence to policy and procedures. The position also involves assisting with the resolution of audit exam findings, conducting file maintenance reviews, monitoring regulatory changes, and preparing written reports on internal audit reviews.

Requirements

High School diploma or equivalent required.
Some related college courses are required.
Bachelor’s degree (B.A.) from four-year college or university; or two to three years related experience and/or training; or equivalent combination of education and experience.
Minimum two years’ experience in lending or member services with CME or one year’s experience in compliance with another financial institution required.
Strong analytical, organizational, and problem-solving skills.
Ability to work effectively in a team environment.
High level of interpersonal skills.
Good communication skills and pleasant disposition.
Enjoy working with the public both in person and on the telephone.
Ability to resolve member disputes with tact, discretion, and confidence.
Prompt, dependable, and accurate in all aspects of the job.
Bondable.
Above average oral and written communication skills.
Professional appearance and behavior.
Able to read and legibly write English and perform math at a twelfth-grade level.
Able to perform more than one task at a time.
Legible handwriting.
Strong computer skills.
Flexibility in duties and work hours.
Thorough understanding of the requirements and features of CME’s products and services.
Thorough understanding of lending requirements and regulations.
Ability to accept direction and work well with others.
Ability to study and take tests.
High degree of confidentiality.
High ethical standards.
U.S. Citizenship
Successfully passing a background investigation

Nice To Haves

Associate or bachelor’s degree preferred.

Responsibilities

Ensure the credit union is in compliance with all applicable laws and regulations.
Assists external auditors and examiners.
Communicates with Supervisory Committee and helps resolve escalated member issues.
Maintains procedure manuals.
Audits consumer loan, mortgage loan, and business loan files for adherence to lending policy.
Audits deposit accounts for adherence to policy and procedures.
Assists with the resolution of audit exam findings within area of responsibility.
Conducts file maintenance review.
Monitors and communicates changes in regulations affecting the credit union.
Ensures the audit process will stand up to outside scrutiny.
Ensures printed materials are in compliance.
Prepares written reports on internal audit reviews including findings, analyses, conclusions, and recommended actions.
Conduct regular audit procedures and activities for all credit union branches and departments and for all accounting, operation, and loan procedures.
Conduct independent audits and examinations of credit union records to ensure compliance with laws and regulations.
Review examination reports stating findings of the audit and report them to upper management.
Assist in the implementation of new or revised internal audit policies, methods, and procedures.
Make recommendations to revise electronic systems and procedures to comply with State and Federal regulations.
Prepare written reports on internal audit reviews, including findings, assessment, conclusions, and recommended actions.
Ensure that audit processes will stand up to outside scrutiny.