Internal Audit & Regulatory Oversight Specialist

Efinity Mortgage•Austin, TX

About The Position

Efinity Mortgage is seeking an experienced Internal Audit & Regulatory Oversight Specialist to lead internal audit initiatives and strengthen regulatory readiness across a multi-state mortgage platform. This role provides independent oversight of Quality Control functions, third-party audit vendors, and state examination processes, while advising leadership on emerging regulatory risks and control effectiveness. This position plays a critical role in ensuring the integrity, accuracy, and consistency of compliance-related activities through objective validation and audit practices. This role operates independently from day-to-day Compliance and Quality Control execution. While working in close partnership with the Compliance Manager, the Internal Audit & Regulatory Oversight Specialist provides objective review, validation, and oversight of compliance processes to ensure regulatory alignment and operational integrity.

Requirements

4–7+ years of experience in mortgage compliance, quality control, or internal audit
Strong knowledge of multi-state mortgage regulations and agency guidelines
Proven experience supporting or managing regulatory exams and audit processes
Strong analytical, critical thinking, and reporting skills
Ability to work independently while influencing cross-functional teams

Responsibilities

Audit internal Quality Control (QC) processes and validate the accuracy and consistency of findings
Identify gaps between QC reviews and audit outcomes, ensuring alignment and accountability
Enhance internal audit frameworks, methodologies, and control structures
Oversee third-party QC and audit vendors to ensure consistency, accuracy, and compliance
Evaluate vendor performance and maintain accountability for deliverables
Ensure audit standards and expectations are consistently met across external partners
Assist in managing state regulatory examinations, audits, and responses
Coordinate documentation, responses, and remediation efforts
Serve as a subject matter expert on state-level mortgage regulations across multiple jurisdictions
Identify regulatory, operational, and compliance risks across the organization
Prepare and deliver executive-level reporting with actionable insights
Track defect trends and provide recommendations for continuous improvement
Strengthen internal controls and audit processes to enhance regulatory readiness
Monitor trends in audit findings, QC results, and regulatory feedback
Partner with leadership to proactively address risks and improve audit outcomes