Intern - Tiffin Lending Office (Summer 2027)

AgCredit ACA•Tiffin, OH

6d•Onsite

About The Position

To develop knowledge about AgCredit, ACA and the Farm Credit System’s operations, products and services and how they relate to the agricultural community. Contribute to the successful operations of the cooperative. Comply with all AgCredit, ACA policies and procedures while maintaining regular and punctual attendance as expected of this position.

Requirements

At least one year of post-secondary education and be working towards a 2 or 4 year degree
Reside in one of the counties serviced by AgCredit and have an interest in Agriculture and/or Agriculture Business.
Excellent communication (written and oral) and presentation skills.
Knowledge of structure and content of the English language to include the meaning and spelling of words, rules of composition, and grammar
Ability to communicate information and ideas in writing and speaking so others will understand
Ability to operate a personal computer and related software including word processing and spreadsheet applications.
Ability to travel for training.

Responsibilities

Learn about the Farm Credit System, AgCredit’s operation, its products and services, and the primary job functions of branch positions.
Develop the skills necessary to effectively promote AgCredit’s business by understanding how to make a sound credit decision, how to market AgCredit’s products and services and how to service existing customers.
Complete assignments and projects both at association and branch levels as assigned and within the specified timeframe.
Submit a written evaluation of the internship experience to the Human Resources Administrator during the last week of the internship.
Attend the intern orientation, training programs and become familiar with other written materials.
Review information packet
If assigned, participate in project orientation, all related calls thereafter and contribute towards achieving a positive result of the group project.
Review numbered memoranda relative to assignment
Shadow and work closely with designated team member(s) to understand: various job functions, products and pricing, processing systems and loan documents
Participate in field visits with Account Officers
Be exposed to different size and type loans
Assist with inspections and appraisals
Attend community events, if applicable
Promote cash management convenience products
Discuss and analyze financial information
Understand balance sheets and income statements
Learn key ratios and their importance in the decision process
Be able to interpret a credit report
Sit in and observe the application process
Be exposed to different customers (Commercial vs. Lifestyle)
Be exposed to new customers versus the servicing of an existing customer
Attend branch team meetings
Experience interaction of group meeting dynamic
Learn sales skills
Generate ideas for branch success
Assist with branch appreciation event, if applicable
Attend loan closings
Be exposed to the documents involved with a loan
See the interaction between members and all others involved with putting a loan package together.
Obtain referrals from new customer
Shadow select Admin employees
Obtain a general understanding of the admin function