Intern - Credit/Commercial

First Merchants Brand•Monroe, MI

2d•Onsite

About The Position

First Merchants is seeking highly motivated, enthusiastic college students for our 12-week paid summer internship program. The Commercial Banking Intern will learn the roles within commercial banking and the products and services the bank provides commercial customers. The intern will gain skills in assessing credit risk, analyzing financial data, portfolio management, and the team-based credit decision process. The intern will also learn the commercial banking sales cycle, relationship banking, whole-bank selling techniques, and commercial banking sales management, while gaining hands-on sales experience. First Merchants Corporation is the largest financial services holding company located in Central Indiana. We provide our clients with broad financial services delivered locally by bankers who are known and trusted in their communities. We offer personal banking, business banking, mortgage lending, treasury management services, and wealth management. Since its organization, the Corporation has grown to include more than 126 banking center locations in Indiana, Michigan, and Ohio, and a wealth management company. Our Vision Is: To enhance the financial wellness of the diverse communities we serve. Our Mission is: To be the most responsive, knowledgeable, and high-performing financial organization for our clients, teammates, and shareholders. Our Team: "We are a collection of dynamic colleagues with diverse experiences and perspectives who share a passion for positively impacting lives. We are genuinely committed to attracting and engaging teammates of diverse backgrounds. We believe in the power of inclusion and belonging."

Requirements

Be a full-time Bachelor (or higher) degree-seeking student at an accredited college or university.
Be available to work 40 hours per week from May 17th - August 6th, 2027.
Be authorized to work in the United States.
Have demonstrated interest in the industry and/or specific area of interest.
Possess a GPA of 3.0 or higher.
Be able and willing to travel periodically throughout the First Merchants footprint, if applicable.

Nice To Haves

Initiative
Enthusiasm
Strong Work Ethic
Team Mentality
Self-Motivation

Responsibilities

Complete trend reports for borrowing base certificates.
Complete covenant monitoring and annual credit reviews.
Attend and participate in loan committees and opportunity memorandum discussions.
Partner with relationship managers on prospecting activities and participate in client calls.
Monitor loan maturity dates and recommend renewal strategies.
Participate in a coordinated community service project.
Network with Executive and Senior Leadership at our Intern Meet & Greet event.
Present a summary of their experience at the conclusion of the internship program.