Intern - Credit Analyst

Gulf Coast Bank & Trust Company • Metairie, LA

2d • Onsite

About The Position

This full-time position is part of GCB's Summer Internship Program, which is scheduled to run from Monday, May 17th through Friday, July 23rd, potentially extending through mid-August based on the decision of the hiring manager and department. Additionally, interns must participate in a Final Internship Presentation located in New Orleans on Thursday, July 22nd. Candidates must be available for the full duration of the program to ensure a consistent and meaningful learning experience. The Credit Analyst Intern will perform a variety of duties to support the company in the determination of the customer’s credit worthiness. The intern will participate in analyzing current credit data and financial statements of individuals and/or firms to determine the degree of risk involved in extending credit or lending money. Additionally, the intern will prepare reports with this credit information for use in guiding the decision-making process.

Requirements

• Minimum preferred cumulative GPA of 3.0.
• Currently pursuing a Bachelor’s degree or Master’s degree.
• Business Majors preferred.
• Be a highly motivated self-starter who takes initiative.
• Demonstrates strong analytical and problem-solving skills.
• Possesses critical thinking, communication, and teamwork skills.
• Authorized to work in the U.S. on a permanent basis.
• Ability to travel if required to perform the essential job functions.
• Ability to work under stress and meet deadlines.
• Ability to read and interpret a document if required to perform the essential job functions.
• Prolonged periods of sitting at a desk and working on a computer may be required.
• Ability to lift/move/carry approximately 15 pounds if required to perform the essential job functions.

Responsibilities

• Ensures applications are accurate and complete.
• Credit data and financial statements to determine the degree of risk involved in extending credit or lending money.
• Generate financial ratios using computer programs to evaluate customers’ financial status.
• Prepare reports that include the degree of risk involved in extending credit or lending money.
• Complete credit analyses and summaries of loan requests and submit to the commercial lender.
• Perform other duties and special projects as needed.

What This Job Offers

• Job Type: Full-time
• Career Level: Intern
• Education Level: Associate degree