Intermediate Decision Science Analyst - P&C Analytics

USAA•San Antonio, VA

2d•Hybrid

About The Position

The Intermediate Decision Science Analyst supports optimization of underwriting strategies within USAA’s personal lines Property & Casualty business. The role manages the end-to-end process of acquiring, synthesizing, and analyzing complex data sets. The resulting insights inform business decisions involving risk precision, risk sharing, risk mitigation, and risk acceptability, with the goal of driving profitable growth and enhancing member protection. This position is remote-eligible in the continental United States, with occasional business travel. Employees who reside within 60 miles of a USAA office are expected to work onsite four days per week. The position has a salary range of $77,120–$147,390; actual salary may vary by location and experience. Employees may also be eligible for performance-based pay incentives. USAA does not provide visa sponsorship for this role.

Requirements

Bachelor’s degree in a listed quantitative or business field, or four years of relevant education and/or experience.
Two years of experience in data/analytics or functional business experience in the relevant industry, such as P&C, banking, or finance; alternatively, an advanced degree in a quantitative analytics field.
Intermediate knowledge of mathematical and statistical techniques used for fact-based decision-making.
Intermediate knowledge of data analysis tools, data visualization, and development of analysis queries and procedures using SQL, SAS, BI tools, or other analysis software.
Knowledge of relevant industry data and methods and the ability to connect external insights to business problems.

Nice To Haves

Work experience supporting core P&C insurance functions with analytical work.
Work experience using Python for data analysis.
Experience presenting analytical insights and using data storytelling for non-technical audiences.
Working understanding of statistical modeling principles and ability to interpret model outputs to derive actionable business insights.
Desire to continuously learn and refine analytical techniques and P&C insurance business acumen.
US military experience through military service or as a military spouse/domestic partner.

Responsibilities

Collaborate with cross-functional teams to understand business objectives and influence solution strategies using business, analytical, and technical knowledge.
Apply advanced analytical techniques to medium- to large-scale business problems that may affect current or future business strategy.
Use scientific and quantitative approaches to draw conclusions and recommend actions that address business objectives and drive appropriate change.
Translate recommendations into communication materials and present them to colleagues for peer review and to senior or lead analysts.
Use visualization techniques to communicate analytical findings clearly, including to less technical audiences.
Support the identification and collection of relevant, high-quality data sources through testing or exploratory data analysis.
Document assumptions, methodology, validation, and testing to support peer reviews and compliance requirements.
Adopt emerging technologies that may affect scientific or quantitative methods used to resolve business problems.
Deliver findings in a way that demonstrates understanding, influences up to mid-level management, builds support for recommendations, and informs business decisions and strategy.
Ensure risks associated with business activities are identified, measured, monitored, and controlled in accordance with risk and compliance policies and procedures.