Intermediate Commercial P&C Underwriter
About The Position
Aviva Canada has an exciting opportunity within our Aviva Business Insurance business unit. We are hiring an Intermediate Property & Casualty Underwriter to join our Greater Toronto Branch! The successful candidate will support profitable growth through high‑quality underwriting with a Middle Market focus. These are medium-sized accounts in select segments, which typically have an annual premium band over $25k in premium, with account size, complexity, and authority aligned to level. As a Commercial P&C Underwriter, you are accountable to collaborate with internal partners to review new business submissions, existing business renewals and to provide technical expertise to brokers and customers to price the risk appropriately. In addition, you provide mentorship and guidance to more Junior underwriters. We are interested in speaking with insightful business-minded underwriters who are passionate about service and driving profitable growth.
Requirements
- 5+ years of Commercial P&C underwriting experience
- Post‑secondary education or equivalent experience
- CIP designation completed or in progress
- Strong communication, negotiation, and relationship‑management skills
- Comfortable working independently and collaboratively in a fast‑paced environment
Nice To Haves
- Strong service orientation with a solutions focused mindset
- Ability to proactively identify and pursue growth opportunities
- Professional, confident communicator who builds long term broker partnerships
- Ability to think outside the box and has well versed underwriting acumen
Responsibilities
- Qualify and underwrite new business and renewal Commercial Property & Casualty accounts
- Assess customer needs and risk characteristics to balance top‑line growth and bottom‑line profitability
- Set coverage terms, conditions, and pricing in accordance with underwriting guidelines and delegated authority
- Build and maintain strong relationships with brokers, customers, and internal partners
- Negotiate terms, pricing, and coverage for new business, renewals, and mid‑term changes
- Maintain portfolio quality by monitoring loss trends, market conditions, and risk performance
- Stay current on industry trends, legal, and regulatory changes
- Effectively utilize Commercial Insurance systems and tools
- Independently underwrite Core Market commercial accounts within assigned authority
- Review new business submissions and renewals, escalating more complex risks as appropriate
- Deliver responsive, solutions oriented broker and customer service
- Contribute to market research, pricing insights, and product or coverage discussions
- Support updates to underwriting guidelines, bulletins, and procedures
- Help identify emerging risk trends and participate in remediation strategies
- Support learning and development initiatives, including assisting with training and knowledge sharing
Benefits
- Eligibility for annual bonus
- Retirement savings
- Share plan
- Health benefits
- Personal wellness
- Volunteer opportunities
- Outstanding career development opportunities
- Support for professional development education
- Competitive vacation package with the option to purchase 5 extra days off per year
- Employee-driven programs focused on gender, LGBTQ+, origins, diversity, and inclusion
- Corporate wellness programs to support our employees’ physical and mental health
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What This Job Offers
Job Type
Full-time
Career Level
Mid Level
Education Level
Associate degree
