Insurance Product Manager — Excess & Surplus Lines

MGT Insurance • San Francisco, CA

21h

About The Position

About MGT Insurance
MGT is the first AI-driven, neo-insurer focused on evolving commercial P&C insurance for the brokers and small business owners. By combining the expertise of industry veterans with state-of-the-art technology, we are ushering in the next evolution of commercial insurance and working to move the industry forward through the use of modern technology, better processes, and a rock-star team. We seek visionary leaders who thrive in dynamic, entrepreneurial settings, and excel in autonomous roles.
Insurance Product Manager — Excess & Surplus Lines
You see inefficiency in traditional insurance and want to fix it — fast. You're equally comfortable in a spreadsheet and a strategy conversation, and you understand that in insurance, every decision is a risk decision.
What You'll Do
You will own the product analytics function for our E&S commercial lines business, translating competitor research and field feedback into actionable product decisions. Working directly with underwriting, engineering, and leadership, you will shape appetite, refine coverage features, and help build the product infrastructure that enables smarter underwriting at scale.
You will monitor performance across classes and states, surface emerging risks and opportunities, and communicate complex findings clearly to both technical and non-technical audiences. You will drive product discovery, define requirements, and contribute to roadmap prioritization in a fast moving environment with a bias toward execution. You will ensure product changes are accurate, compliant, and delivered on time. A working knowledge of non-admitted market regulations and the E&S environment is helpful but not required.
You’ll be operating in an environment where a strong bias for action is a requirement. An example of something you may do in one week could be as follows:
Based on internal/external customer feedback you identify that we would benefit from launching a new enhancement/endorsement on an existing program.
You research form and rate options for that coverage, analyzing market needs and competitor insights
Present those options internally to align on direction
Draft necessary endorsements and rate plan
Launch new coverage in production in an MVP form
Build detailed requirements for post-MVP production release
Work with internal stakeholders to prioritize post-MVP production release

Requirements

• 3–5 years of experience in E&S or Commercial Insurance product management, product analytics, or data-driven underwriting.
• You bring strong analytical skills, sound judgment under ambiguity, and the ability to move quickly without sacrificing rigor.
• You communicate with clarity, influence cross-functional stakeholders across distribution, technology, and compliance, and translate data into decisions that drive business outcomes.
• A genuine interest in modernizing the small business insurance experience — for brokers and their clients — is essential.

Nice To Haves

• A working knowledge of non-admitted market regulations and the E&S environment is helpful but not required.

Responsibilities

• Own the product analytics function for our E&S commercial lines business, translating competitor research and field feedback into actionable product decisions.
• Working directly with underwriting, engineering, and leadership, you will shape appetite, refine coverage features, and help build the product infrastructure that enables smarter underwriting at scale.
• Monitor performance across classes and states, surface emerging risks and opportunities, and communicate complex findings clearly to both technical and non-technical audiences.
• Drive product discovery, define requirements, and contribute to roadmap prioritization in a fast moving environment with a bias toward execution.
• Ensure product changes are accurate, compliant, and delivered on time.

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Education Level: No Education Listed