Insurance Claims Representative

American Express • Phoenix, AZ

1d • Hybrid

About The Position

AMEX Assurance Co. (AAC) provides insurance protection for American Express Card Members through implicit card benefits, and fee/add-on insurance products to both Card Members and non-Card Members. This role provides an exciting opportunity to handle claims for the Retail products with growth into specialty lines products in the AMEX Assurance Co. Insurance portfolio over time.

Requirements

• Customer First Principles demonstrated through excellent verbal, written and interpersonal communication skills
• High School Diploma or Higher-level education.
• Passion for exceptional service
• Strong phone skills
• Ability to adapt to multiple demands, shifting priorities and rapid changes in workflow
• Ability to demonstrate initiative with minimal supervision to drive results
• Strong problem-solving skills, time management and organizational skills
• Superior level of accuracy and attention to detail.
• Strong proficiency in PC skills, including MS Word and Excel
• 1 year of Insurance or Customer Service industry experience
• Employment eligibility to work with American Express in the United States is required as the company will not pursue visa sponsorship for these positions.

Nice To Haves

• A current Claims Adjuster License is a plus.
• If a license is not currently held, the applicant must be able to obtain the necessary license during the time frame allowed prior to training.
• Upon hiring, candidates will have 3 attempts to pass the 1336-Arizona Property and Casualty Adjuster Licensing Exam.
• If the exam to obtain your license cannot be passed, within 3 attempts, employment will be terminated
• For FL Candidates: If a license is not currently held, the applicant must be able to obtain the necessary license during the time frame allowed prior to training.
• Upon hiring, candidates will have 3 attempts to pass the Ins FL-ALJ16:FLA All Lines Adjuster (0620,0720,7020 ) Licensing Exam.
• If the exam to obtain your license cannot be passed, within 3 attempts, employment will be terminated.

Responsibilities

• Investigation of policy and product information by using tools available.
• Maintaining state compliance for reporting, Medicare, insurance claims and audit functions relative to the AAC claims team related to claims adjudication.
• Decision making of claims for these products, as well as direct phone interaction with the customer to ensure timely decisions
• Researching claims for proper disposition which may include communication via phone and/or written correspondence with customers, businesses and others.
• Adjudication of claims relative to all state and local laws and compliance as well as internal processes and procedures.

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Education Level: High school or GED