Instant Payments Product Management Lead for the US

Deutsche Bank • New York, NY

1d • $140,000 - $217,000 • Hybrid

About The Position

The product management team of Instant Payments is part of the Corporate Bank division of Deutsche Bank and is passionate about creating value for customers and stakeholders by delivering real-time payment solutions globally that are user-friendly, reliable, and scalable. As the Instant Payments Product Management Lead for the US, you will participate in the (Global) product planning and execution throughout the product lifecycle for new or existing products with focus on the US market. Your role encompasses a broad set of activities required to get the product and related features to market and to support it thereafter. You will participate in business case development and business analysis to identify how value is created, specific price points and analysis of market sizing / potential.

Requirements

• Product Management experience, with an exposure to managing product life cycle, delivery, risk, governance, commercialization of products and experience in the development of a product
• Capable of independent and pragmatic pro-active work style, guaranteeing high degree of solutions and delivery achievements
• Stakeholder management; the ability to build deep relationships with direct stakeholders and indirect stakeholders internal as well as external
• Proven ability to leverage AI tools to enhance productivity, optimize workflows to solve business problems, while applying critical judgment to ensure responsible and ethical use of data and AI outputs

Nice To Haves

• Experience in working on payments products, with good understanding of front-to-back payments processes, market and regulatory trends on real-time payments in the America region and an appreciation of corporate and retail use-cases for real-time payments. Experience with RTP and FedNow is a plus.
• Be a team player with good interpersonal skills willing to take initiative pro-actively
• Effective and concise communicator at all levels, both verbal and written. Excellent verbal and written communication skills in English (Other languages is a plus; Portuguese, Spanish & German preferred)
• Experience having worked in Agile delivery setups at scale (preferably experience in scrum)

Responsibilities

• Work in close cooperation with other teams, such as Product & Sales and other corporate functions covering IT and Operations but also with Clients and Interbank Forums, to maintain and develop the product offering
• Define, document, and implement all underlying business requirements and market problems ensuring compliance with Deutsche Bank policies, understand the Instant Payment Risk Profile, Support the regular Risk review of Product in the respective Markets
• Manage Dependencies, Risks and Issues in close interaction with the respective domain & Tribe Leads
• Own the regional Instant Payments product strategy and roadmap for the US, ensuring alignment with global product strategy and regional market opportunities
• Lead the end-to-end product lifecycle including ideation, design, development, launch, and ongoing optimization of instant payment capabilities
• Define and evolve the client value proposition, pricing strategy, and commercialization approach to drive adoption and revenue growth
• Monitor and respond to regulatory developments, payment scheme evolution, and market trends, ensuring product readiness and competitive positioning
• Partner with technology, operations, compliance, and regional business teams to deliver scalable and resilient instant payment solutions
• Represent the product in client engagements, industry forums, and strategic partnerships, strengthening Deutsche Bank’s leadership position in real-time payments
• Track product performance, client adoption, and financial outcomes, continuously refining the product roadmap to maximize client value and business impact

Benefits

• A diverse and inclusive environment that embraces change, innovation, and collaboration
• A hybrid working model, allowing for in-office / work from home flexibility, generous vacation, personal and volunteer days
• Employee Resource Groups support an inclusive workplace for everyone and promote community engagement
• Competitive compensation packages including health and wellbeing benefits, retirement savings plans, parental leave, and family building benefits
• Educational resources, matching gift, and volunteer programs

What This Job Offers

• Job Type: Full-time
• Career Level: Manager
• Education Level: No Education Listed