Inside Underwriter

CRC Group • Fort Worth, TX

19d

About The Position

The Inside Underwriter performs underwriting activities in a structured environment, evaluating risk, applying carrier guidelines, and placing business within binding authority and brokerage markets. The role supports new and renewal production by underwriting business, resolving coverage issues, and ensuring compliance with internal and carrier standards. Its core focus is efficient underwriting execution, risk evaluation, and supporting business growth within defined authority and pricing parameters.

Requirements

• Experience within underwriting or brokering specialty or E&S insurance products.
• Appropriate state-specific insurance license.
• Strong understanding of underwriting principles, risk evaluation, and policy structure.
• Ability to independently analyze insurance risks and determine appropriate terms and conditions.
• Knowledge of binding authority guidelines and market placement strategies.
• Strong problem-solving skills and ability to resolve complex coverage and underwriting issues.
• Effective communication and relationship management skills with carriers and agents.
• Ability to manage high-volume underwriting workflows accurately and efficiently.
• Experience expectations increase across the career path, progressing toward broader authority, complex risk evaluation, and independent decision-making.

Nice To Haves

• Bachelor’s degree or relevant insurance designation.
• Additional certifications and designations may be pursued to support technical expertise and underwriting authority progression.

Responsibilities

• Underwrite new and renewal business within binding authority and brokerage markets by evaluating risk, determining terms, and placing coverage in accordance with carrier and company guidelines.
• Manage the underwriting process end-to-end, including submissions, quoting, binding, and policy confirmation within established authority levels.
• Negotiate coverage terms with carriers, including pricing, structures, and policy provisions, while aligning with underwriting strategy.
• Resolve underwriting and coverage issues by analyzing risk characteristics and applying appropriate solutions for retail agents.
• Monitor assigned accounts for compliance with company policies, procedures, and carrier underwriting guidelines.
• Support production goals by driving new and renewal business activity and maintaining efficient workflow execution.

Benefits

• Medical, dental, vision, life, disability, and AD&D insurance for eligible full-time teammates.
• Tax-advantaged savings accounts.
• 401(k) plan with company match.
• Paid time off, including company holidays, vacation, and sick days.
• New parent leave.
• Restricted stock units for eligible positions.
• Deferred compensation plan for eligible positions.

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Education Level: No Education Listed