Inside Underwriter

CRC Group • Fort Worth, TX

11d • Onsite

About The Position

The Inside Underwriter executes underwriting activities in a structured environment by evaluating risk, applying carrier guidelines, and placing business within binding authority and brokerage markets. This role supports new and renewal production by underwriting business, solving coverage issues, and ensuring compliance with internal and carrier standards. The core function of this role centers on efficient underwriting execution, risk evaluation, and supporting business growth within defined authority and pricing parameters.

Requirements

• Bachelor’s degree or relevant insurance designation preferred
• Experience within underwriting or brokering specialty or E&S insurance products
• Appropriate state-specific insurance license preferred
• Strong understanding of underwriting principles, risk evaluation, and policy structure
• Ability to independently analyze insurance risks and determine appropriate terms and conditions
• Knowledge of binding authority guidelines and market placement strategies
• Strong problem-solving skills with ability to resolve complex coverage and underwriting issues
• Effective communication and relationship management skills with carriers and agents
• Ability to manage high-volume underwriting workflows with accuracy and efficiency

Nice To Haves

• Experience expectations increase across the career path, with progression toward broader authority, complex risk evaluation, and independent decision-making
• Additional certifications and designations may be pursued to support technical expertise and underwriting authority progression

Responsibilities

• Underwrite new and renewal business within binding authority and brokerage markets, including evaluating risk, determining terms, and placing coverage in accordance with carrier and company guidelines
• Manage the underwriting process end-to-end, including submissions, quoting, binding, and policy confirmation within established authority levels
• Negotiate coverage terms with carriers, including pricing, structures, and policy provisions, while ensuring alignment with underwriting strategy
• Resolve underwriting and coverage issues by analyzing risk characteristics and applying appropriate solutions for retail agents
• Monitor assigned accounts to ensure compliance with company policies, procedures, and carrier underwriting guidelines
• Support production goals by driving new and renewal business activity and maintaining efficient workflow execution in a structured environment

Benefits

• medical, dental, vision, life, disability, and AD&D insurance
• tax-advantaged savings accounts
• 401(k) plan with company match
• generous paid time off programs, including company holidays, vacation and sick days, new parent leave, and more
• restricted stock units
• deferred compensation plan

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level