Initial Closing Disclosure Specialist

American FinancingAurora, CO
4d$18

About The Position

At American Financing, we're innovators with imagination. We do what it takes to help customers achieve their financial goals. And we stay ahead of the competition by challenging ourselves to become more efficient. We are one of the fastest-growing national mortgage lenders because we don't follow the status quo. See what it's like to work for a national mortgage lender that truly values its employees. Wherever your passions lie, you can find rewarding work and new opportunities here.

Requirements

  • LOS Byte experience a plus but not required
  • Basic LAN knowledge, Networking skills, and VOIP phone knowledge is a plus
  • Proficient in documenting steps taken towards providing client solutions
  • Excellent written and verbal communication skills
  • Willingness to learn and work as a team

Responsibilities

  • Update Fees in BytePro
  • Prepare and issue accurate Initial Closing Disclosures to borrowers within required regulatory timelines.
  • Review loan files to ensure all fees, loan terms, and data are correct prior to CD generation.
  • Collaborate with loan processors, underwriters, and closers to verify fee accuracy and correct discrepancies.
  • Ensure compliance with TRID, RESPA, and TILA regulations when preparing disclosures.
  • Maintain detailed documentation of disclosure dates, communication, and borrower receipt confirmation.
  • Monitor system updates and maintain accurate records in the LOS (Loan Origination System).
  • Track and manage CD timing to ensure closings occur in compliance with the mandatory 3-day waiting period.

Benefits

  • Medical, Dental, Vision, 401k
  • Paid time off and sick days
  • Paid holidays
  • Long-term paid disability
  • Paid maternity and bonding leave
  • Full desk equipment provided
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