Risk Underwriting, Industry Manager

Allianz Insurance•Baltimore, MD

2d•$150,000 - $180,000

About The Position

Ensures the most effective credit limit service in terms of quality of decision, turnaround time, and communication towards customers. Attracts new customers or prospects through quality of service and underwriting decisions. Builds a trustee relationship with customers to improve customer portfolio profitability.

Requirements

Bachelor’s degree in economics, finance or Related discipline.
10+ years’ experience in financial management.
Experience in banking, credit insurance brokerage or a credit insurance environment preferred.
Excellent computer skills, with an understanding of financial software and spreadsheet packages.
Strong analytical and research skills.
Ability to build long term customer relationship, even in a context of restrictive decisions and deteriorated market.
Strong planning, organizational and workflow prioritization skills.
Strong communicator and able to convince others of decision taken; ability to hold visits and contacts including difficult meetings with high profile seniors.
Bilingual preferred.
Looking for candidates that possess a basic awareness of Artificial Intelligence technologies and are enthusiastic about learning and integrating AI into everyday business processes.
Generative Artificial Intelligence or GenAI or AI
Data Analysis
Microsoft Copilot
ChatGPT

Nice To Haves

Advanced degree, MBA or MS Finance preferred.

Responsibilities

Engage with and build strong relationships with the Commercial department to drive new business development while also following the Regional underwriting strategy; build relationships with other core functions.
Manage a portfolio of high value clients to drive increased retention and galvanize the customer relationship which may require travel on an as-needed basis.
Decide credit limit requests consistently within response time delays included in Risk Business model by assessing buyer with all information available and his/her own market knowledge.
Monitors the risk portfolio by requesting further information to Risk office, according to Information Quality Standards.
Contributes to support Commercial in steering customers loss ratio and implement necessary actions to ensure or restore profitability of portfolio.
Actively lead and manage transversal projects to further develop and enhance the Credit Underwriting department.