Industrial Insurance Underwriter 4

State of Washington•Thurston County – Tumwater, WA

10h•Hybrid

About The Position

The Department of Labor & Industries (L&I) is a diverse state agency dedicated to the safety, health, and security of Washington's workers. We help employers meet safety and health standards and inspect workplaces when alerted to hazards. As administrators of the state's workers' compensation system, we are similar to a large insurance company, providing medical and limited wage-replacement coverage to workers who suffer job-related injuries and illness. Our rules and enforcement programs also help ensure workers are paid what they are owed, that children's and teens' work hours are limited, and that consumers are protected from unsound business practices. Insurance Services is the largest division within the agency and administers one of the premier workers’ compensation organizations in the nation serving over 3.8 million employees working for 260,000 employers. The Employer Services program within the Insurance Services Division is responsible for establishing and maintaining industrial insurance accounts for over 230,000+ employers and 2.6 million employees doing business throughout the state of Washington. The program provides a wide array of services to employers in the State Fund from helping new businesses get workers’ compensation coverage to specialized underwriting. This Industrial Insurance Underwriter 4 (IIU4) position is located within Employer Services Program, Account Services Unit, Special Risk Team, of Insurance Services. The job of an Industrial Insurance Underwriter is complex. We are seeking candidates who are passionate about providing exceptional customer service. As an Industrial Insurance Underwriter, you will independently underwrite and manage state fund workers’ compensation policies with a variety of complexities based on industry hazards. This position provides expert consultative and technical support to employers, third party representatives, and other divisions within the agency. You will interpret laws and regulations, provide policy and procedural clarification and correct problems. This work supports the agency’s mission and the state’s economic wellbeing by protecting the safety of Washington workers and providing benefits to injured workers, and by insuring employers against uncertainty and liability.

Requirements

A Bachelor's degree with a field of focus involving tax liabilities, insurance benefits, risk classification, accounting or bookkeeping work, research, statistical or management analysis or related fields.
One year of experience as an Industrial Insurance Underwriter 3.
Four years of direct customer service.
The ability to take action to learn and grow.
The ability to take action to meet the needs of others.

Nice To Haves

Attention to Detail
Analytical Skills
Research and Information Gathering
Workload Management
Writing Skills
Verbal Communication
Enforcing Laws, Rules and Regulations
Mathematical Reasoning

Responsibilities

Research, interpret and apply procedures for internal consistency and external compliance.
Provide education and training on revisions to state regulations and laws.
Advise employers on how to mitigate potential charges and losses.
Facilitate collaboration between employers, Industrial Insurance and Safety Divisions.
Underwrite Industrial Insurance workers’ compensation policies as governed by Title 51 of the Revised Code of Washington (RCW) and Washington Administrative Code Chapters (WAC) 296-17 and 296-17A.
Administer services to over 300 risk classifications representing multiple industries.
Adjudicate industrial insurance claim coverage according to RCW 51.12.
Determine employer/employee relationship, independent contractor status and claim jurisdiction per RCWs.
Research and adjust agency reporting records to ensure fiscal integrity and accuracy of employer accounts.