Indirect Lending Representative

SeaComm Federal Credit Union•Massena, NY

12h•Onsite

About The Position

To increase the Credit Union's portfolio of loans and other financial services initiated through relationships with auto dealers and other retail businesses capable of extending the Credit Union services to members and potential members.

Requirements

One year to three years of similar or related experience.
A high school education or GED.
Work involves extensive personal contact with others and is of a personal or sensitive nature.
Motivating, influencing, and/or training others is key at this level.
Outside contacts become important and fostering sound relationships with other entities (companies and/or individuals) becomes necessary and often requires the ability to influence and/or sell ideas or services to others.

Responsibilities

Maintain mutually beneficial relationships with all dealerships to ensure smooth processing and troubleshoot potential areas of concern regarding indirect lending channels.
Process loans within specified limits and guidelines and refer loan applications outside those limits to the appropriate level for approval after analyzing applicant's financial status and conducting credit and collateral evaluations to determine the feasibility of granting the loan.
Prepare and/ore review all documents for accuracy and completeness to manage member and dealer relationships and risk factors in the lending process and in document preparation.
Remain organized so that overall operation is effective.
Maintain thorough knowledge of indirect procedures and the Meridian Link and Symitar systems.
Review the member's credit file to determine if there are additional opportunities beyond their initial request and promote the use of Credit Union services and other financial services.
Performs other job related duties as assigned.