Indirect Lending Credit Officer

Nusenda Credit Union•El Paso, TX

About The Position

Nusenda Credit Union is dedicated to excellent member service, care for our community, and being a great place to work. We strive to make a positive difference in the lives of our members and the communities we serve to help them achieve their financial goals. Diversity, equity, and inclusion are part of our culture and values. As an employer of choice, we invest in people and their careers. Our competitive employee benefits include several health and wellness options, competitive 401(k) matching contributions, professional development, and tuition assistance and more! We are currently seeking an Indirect Lending Credit Officer to join our organization. As the Indirect Lending Credit Officer, you will be responsible for evaluating loan quality by fully underwriting, identifying, assessing, and reporting credit risks in all indirect consumer loan types in accordance with credit union policy and guidelines. You will work with dealerships to clear underwriting conditions and/or stipulations while understanding required documentation for making a well-educated underwriting decision. You will ensure that the credit union’s members and auto dealerships are provided a market-leading service relationship with an emphasis on both credit quality and increasing market share by enhancing dealer relationships and providing best-in-class service.

Requirements

One to three years of similar or related experience.
Associate’s Degree in business or related field.

Responsibilities

Evaluate loan quality by fully underwriting, identifying, assessing, and reporting credit risks in all indirect consumer loan types in accordance with credit union policy and guidelines.
Work with dealerships to clear underwriting conditions and/or stipulations while understanding required documentation for making a well-educated underwriting decision.
Ensures that the credit union’s members and auto dealerships are provided a market-leading service relationship with an emphasis on both credit quality and increasing market share by enhancing dealer relationships and providing best-in-class service.
Review and determine approval of indirect loans submitted to the Credit Union.
Decisions loan applications within the Lending Authority and communicates decisions with Member Experience staff and/or external vendors.
Ensure adherence to established underwriting procedures and policies to include validating required documents.
Build and maintain relationships with internal and external contacts through daily and follow up communication by phone, email etc.
Provide consultative feedback to increase product knowledge, identify opportunities, and increase understanding of decision conditions to enhance member service.