Indirect Junior Underwriter – Fort Worth, TX

EECU•Fort Worth, TX

7d•Hybrid

About The Position

EECU's Indirect Lending group has an exciting opportunity for a Junior Underwriter. This is a fast-paced, ever-changing, highly rewarding position in our largest volume department. The Indirect Junior Underwriter is responsible for making a thorough loan decision in a fast-paced environment and underwriting all auto loans that originate at an indirect dealership. Once training is completed, the key responsibilities will include understanding and implementing lending guidelines to maintain acceptable credit risk. Loans submitted through indirect must comply with EECU’s lending criteria and SOP’s, as well as State requirements. The Jr. Underwriter must maintain working knowledge of all State and Federal guidelines, as well as EECU’s internal policies. The Indirect Jr. Underwriter will be directly responsible for responding to dealers in a timely manner on all loan applications and requesting the contacts are submitted to EECU for all approved loan requests. They will work directly with the dealer on any contracts issues that fall outside of original approval. This position requires diplomacy and tact in working directly with dealers.

Requirements

Strong Customer Service background
Great attention to detail
Excellent Communicator
Ability to Negotiate
Results Driven
Team Player
Dependability and Punctuality is a must
Multi-tasking at a high level
Ability to overcome adversity
Relationship building; able to connect with a highly diversified dealership audience
Strong systems knowledge and proficient in Excel for reporting
High school degree or equivalent is required
Must be available: Monday- Friday between hours 8am-9pm rotating schedule, Saturdays 9am-8pm.
Must have a good credit history.
Must be available for initial and ongoing annual Bank Secrecy Act training.

Nice To Haves

College degree or business-related education preferred

Responsibilities

Making a thorough loan decision in a fast-paced environment.
Underwriting all auto loans that originate at an indirect dealership.
Understanding and implementing lending guidelines to maintain acceptable credit risk.
Ensuring loans submitted through indirect comply with EECU’s lending criteria and SOP’s, as well as State requirements.
Maintaining working knowledge of all State and Federal guidelines, as well as EECU’s internal policies.
Responding to dealers in a timely manner on all loan applications.
Requesting the contacts are submitted to EECU for all approved loan requests.
Working directly with the dealer on any contracts issues that fall outside of original approval.
Responsible for compliance of all Federal and State rules and regulations pertaining but not limited to Bank Secrecy Act, Anti-Money Laundering, Bank Bribery Act, NCUA Privacy Regulations, Reg B, Reg Z, Service Members Civil Relief, and FCRA/FACTA.
Required to attend initial and ongoing annual Bank Secrecy Act training.