Indirect Junior Underwriter – Fort Worth, TX

EECU•Fort Worth, TX

7d•Hybrid

About The Position

The Indirect Lending group has an exciting opportunity for a Junior Underwriter. This is a fast paced, everchanging, highly rewarding position in our largest volume department within EECU. The Indirect Junior Underwriter is responsible for making a thorough loan decision in a fast-paced environment. Responsible for underwriting all auto loans that originate at an indirect dealership. Once training has been completed, these will be the key responsibilities for the Indirect Junior Underwriter. Must possess the ability to understand and implement the lending guidelines to maintain an acceptable credit risk. Loans submitted through indirect must comply with EECU’s lending criteria and SOP’s, as well as State requirements; therefore, Jr. Underwriter must maintain working knowledge of all State and Federal guidelines, as well as EECU’s internal policies. The Indirect Jr. Underwriter will be directly responsible for responding to dealers in a timely manner on all loan applications and requesting the contacts are submitted to EECU for all approved loan requests. Will work directly with the dealer on any contracts issues that fall outside of original approval. Position requires diplomacy and tact in working directly with dealers. Responsible for compliance of all Federal and State rules and regulations pertaining but not limited to Bank Secrecy Act, Anti-Money Laundering, Bank Bribery Act, NCUA Privacy Regulations, Reg B, Reg Z, Service Members Civil Relief, and FCRA/FACTA. Required to attend initial and ongoing annual Bank Secrecy Act training.

Requirements

Strong Customer Service background
Great attention to detail
Excellent Communicator
Ability to Negotiate
Results Driven
Team Player
Dependability and Punctuality is a must
Multi-tasking at a high level
Ability to overcome adversity
Relationship building; able to connect with a highly diversified dealership audience
Strong systems knowledge and proficient in Excel for reporting
High school degree or equivalent is required
Must be available: Monday- Friday between hours 8am-9pm rotating schedule, Saturdays 9am-8pm.
Good credit history

Nice To Haves

College degree or business-related education preferred

Responsibilities

Underwriting all auto loans that originate at an indirect dealership.
Understanding and implementing lending guidelines to maintain acceptable credit risk.
Ensuring loans comply with EECU’s lending criteria and SOP’s, as well as State requirements.
Maintaining working knowledge of all State and Federal guidelines, as well as EECU’s internal policies.
Responding to dealers in a timely manner on all loan applications.
Requesting contacts for all approved loan requests.
Working directly with dealers on contract issues that fall outside of original approval.
Ensuring compliance of all Federal and State rules and regulations pertaining but not limited to Bank Secrecy Act, Anti-Money Laundering, Bank Bribery Act, NCUA Privacy Regulations, Reg B, Reg Z, Service Members Civil Relief, and FCRA/FACTA.
Attending initial and ongoing annual Bank Secrecy Act training.